May 05, 2026 | Category: Financial Planning
Many baby boomers have amassed a level of wealth that would have seemed unimaginable a generation ago. A long-running bull market, decades of rising home values, and strong lifetime earnings...
Read moreAugust 08, 2025 | Category: Financial Planning
Succession and legacy planning goes beyond drafting a will; it involves creating a strategic framework for transferring your wealth, values, and responsibilities to the next generation or chosen beneficiaries....
Read moreMarch 31, 2026 | Category: Banking
When it comes to long-term planning, the realist has an edge...
READ MOREMarch 31, 2026 | Category: Banking
As April 15 approaches, discover how to organize your documents, anticipate risks, and take advantage of tax opportunities that can help you achieve lasting tax peace of mind...
READ MOREMarch 16, 2026 | Category: Investment
“Don’t gamble,” Will Rogers said. “Take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don’t go up, don’t buy it.”
READ MOREDecember 8, 2025 | Category: Banking
You are part of this story! Fifteen years ago, we set out to transform the financial experience and, together, we achieved it...
READ MOREDecember 5, 2025 | Category: Insurance
Did you know that strategically combining your Social Security and Medicare benefits is essential for your financial planning? Learn the details of...
READ MORENovember 20, 2025 | Category: Investment
Learn how U.S. stocks have responded to changing interest rates, with insights from Avantis® Investors’ research focused on the 10-year Treasury yield.
READ MOREAugust 13, 2025 | Category: Banking
The well-being of our customers and employees is our priority. During the aftermath of the atmospheric event Hurricane Erin, your Popular One team is committed to helping you address your needs, whether they involve banking, insurance, or investment matters...
READ MOREAugust 12, 2025 | Category: Insurance
Identity theft, one of the fastest-growing cybercrimes, can derail your personal and professional life. As we all live in the digital realm...
READ MOREAugust 08, 2025 | Category: Financial Planning
Succession and legacy planning goes beyond drafting a will; it involves creating a strategic framework for transferring your wealth, values, and responsibilities to the next generation or chosen beneficiaries....
READ MOREJuly 15, 2025 Category: Investment
My daughter’s bus leaves her stop at 7:25 a.m. To get there with ample time, I know I need to leave our house at 7:15. Otherwise, I risk needing to text the other bus stop parents something along the lines of...
READ MOREMay 28, 2025 Category: Finnancial Planning
When you think about money, what comes to mind? Are you clear about what you want to use your money for? In this article, we will help you understand what it means to put a face to your money, the process to follow, and who can assist you, as well as other factors to consider. In other words, “preparing for the good and protecting from the bad”...
READ MOREMay 28, 2025 Category: Finnancial Planning
Estate planning is essential for anyone who wants their assets and possessions to be passed along smoothly to their chosen heirs. Beyond money, it’s about ensuring your wishes are clear and your loved ones are spared the added...
READ MOREMay 27, 2025 | Category: Investment
Two years ago, the concentration of the U.S. stock market in its largest companies looked high compared to recent history. Today, some might say market concentration appears really high...
READ MOREApril 3, 2025 Category: Finnancial Planning
It is advisable to hire an experienced professional to conduct a formal valuation of your business. They can offer valuable insights for your decision-making and business operations. Value is not just a financial figure representing tangible assets; it also includes intangible factors that can influence its worth, such as brand recognition and market position...
READ MOREApril 3, 2025 Category: Finnancial Planning
Any day is a good time to discuss financial goals with your investment advisor. Therefore, we share seven (7) questions that can help you achieve your objectives throughout the year whether you’re an individual or a business owner...
READ MOREFebruary 24, 2024 | Category: Investment
In This global outlook summary highlights the top-level findings of Vanguard’s full economic and market outlook, Beyond the Landing, distributed in mid-December...
READ MOREDecember 20, 2024 | Category: Insurance
Popular has developed a specialized program to cover the financial needs of healthcare professionals, both in their personal and professional lives. The goal is to facilitate the management of their finances...
READ MORENovember 18, 2024 | Category: Financial Planning
Many affluent individuals view the family foundation as a means for meeting specific philanthropic goals. For some, it creates visible evidence of a donor’s charitable intent. In addition, a family foundation may serve unique purposes within the confines of familial walls: it can assist a donor in maintaining the integrity of their charitable intent for many years into the future, inspire the character, sense of community, and love of knowledge in future generations...
READ MORENovember 6, 2024 | Category: Investment
In September, the Federal Reserve (Fed) made its first cut to the federal funds rate since March 2020 – a 0.50% reduction...
READ MORESeptember 16, 2024 | Category: Investments
Sharp or sustained market drops like we’ve experienced in recent years can be hard to stomach. But investing in the stock market has been a prudent long-term strategy for many. Here are some tips for navigating downturns....
READ MORESeptember 25, 2024 | Category: Financial Planning
At Popular One, clients can receive private banking, financial planning, investment, and insurance services under a single structure...
READ MORESeptember 11, 2024 | Category: Financial Planning
Guiding our children is one of the biggest responsibilities we have as parents. When contemplating their college education, we need to assess several factors. Planning ahead will help us set a successful path...
READ MORESeptiembre 11, 2024 | Category: Insurance
Heading into your retirement years brings a slew of new topics to grapple with, one of them being Medicare. Planning for your medical expenses will help you keep your financial plan on track; after all, it is estimated that 90% of your lifetime’s medical expenses will be incurred, during retirement...
READ MOREAugust 15, 2024 | Category: Investments
Many people start out managing their own investments. But as their earnings and assets grow, their financial needs and challenges become more complex—and continuing to go it alone could prove costly in terms of investing miscues. Consider three common mistakes that can reduce returns and increase anxiety...
READ MOREJune 20, 2024 | Category: Insurance
Puerto Rico, we are in the midst of hurricane season, which extends until November 30. Producers at Popular Risk Services offer valuable information about the requirements for adequate insurance coverage and how to make an insurance claim if needed...
READ MOREJune 20, 2024 | Category: Financial Planning
Physical and financial health are more intertwined than you might think. For women, both are crucial for our well-being and empowerment.. It’s no secret that a healthy lifestyle can help extend life expectancy and make us feel vibrant. But it requires discipline, effort, and even sacrifice, which is why some people don’t reach their goal. This same concept of physical health can be applied to a woman’s financial health...
Read MoreApril 15, 2024 | Category: Investments
It’s the start of a new year, and I’m sure you’ve thought a decent amount about how the year will play out. (Don’t worry, this isn’t going to be yet another post about New Year’s resolutions!)...
READ MOREMarch 20, 2024 | Category: Investments
Americans evaluate candidates for U.S. president, Congress and other public offices every four years. And given the rhetoric of today’s polarized political environment, you might worry about your portfolio or be reluctant to stick to your long-term investment strategy...
READ MOREMarch 7, 2024 | Category: Financial Planning
Answering questions about your life stages will allow you to analyze your tax plan in preparation for filing tax returns on April 15. Also, besides the income tax return, there are other tax returns you may need to file depending on your situation. Here, we explain which are they and what documents you will need to file them...
READ MOREMarch 7, 2024 | Category: Insurance
A doctor’s or specialist’s academic and professional preparation is extensive, so much so that it can last nine to twelve years. Once they enter the workforce, doctors must prioritize financial planning to design short and long-term strategies, both at a personal and business level...
READ MORESeptember 13, 2023 | Category: Insurance
Life insurance plays an important role in our financial strategy. Its main goal is to protect our loved ones in the event of death. We all have our own specific goals and life situations...
READ MOREMay 13, 2016 | Category: Financial Planning
The key part of estate planning is to discuss when and how to distribute your assets to your heirs. This process requires a series of considerations and trade-offs to avoid intense emotions within a family that could potentially tear them apart...
READ MOREJune 10, 2024 | Category: Investments
How likely is it that the U.S. dollar will retain its position as the world’s primary reserve currency in the years ahead? Vanguard’s Roger Aliaga-Díaz, chief economist for the Americas, and Josh Hirt, senior economist, discuss the dollar’s dominance, its widespread use as a reserve currency, and the potential rise of competing currencies...
READ MOREMay 18, 2023 | Category: Financial Planning
Individuals, families, and companies that engage in philanthropy share a common philosophy: make the world a better place. It is well known that the government's spending for these purposes is often cut back, making donations from individuals and companies even more important...
READ MOREMay 18, 2023 | Category: Financial Planning
Factors to consider before purchasing an annuity to add to your retirement income and expand your portfolio to meet your financial goals...
READ MOREMarch 3, 2023 | Category: Financial Planning
Planning for your retirement is a must if you want to achieve your financial goals and freedom during that life stage. As life expectancy increases and we enjoy a longer retirement...
READ MOREMarch 3, 2023 | Category: Financial Planning
For many, keeping their financial accounts up to date can be challenging. However, what some don't know is that digital platforms like eMoney, from eMoney Advisor, LLC...
READ MOREFebruary 7, 2023 | Category: Investments
What does fantasy football have to do with investing? Well, your “logical explanation” might have caused you to miss this year’s performance of 24-year old quarterback Jalen Hurts, who was drafted by the Philadelphia Eagles in 2020. And it might also cause you to “over-pay” for two-time MVP quarterback Patrick-Mahomes, whose recent Super Bowl ring sure looked tempting...
READ MOREDecember 14, 2022 | Category: Investments
Technology enables immediate access to everything wherever and whenever we want it. In many cases, such as staying in touch with friends and family, or learning about world events, that’s a good thing. However, when it comes to investing and money management, my fear is that faster and easier ways of investing will allow people to lose more money faster and easier...
READ MOREAugust 24, 2022 | Category: Financial Planning
In the business world, there are all kinds of people: young entrepreneurs, heads of households, older adults, and whole families, among others. For many, their lives revolve around their business—but at some point, they will have to pass the baton to someone else. Have you ever wondered what would happen to your business in your absence?...
READ MOREAugust 24, 2022 | Category: Insurance
With events such as earthquakes in 2020 and Hurricanes Irma and Maria in 2017, the last five years have changed our lives and shown us that preparation and planning are vital to protect a business...
READ MOREJune 7, 2022 | Category: Financial Planning
In the past few years, more adult children have been moving back to their parents' homes than ever before after completing college. The high cost of living, combined with a slow-moving economy, may have something to do with the increase of these so-called "boomerang children"...
READ MOREJune 7, 2022 | Category: Financial Planning
You hear it all the time: you should make sure your retirement savings at least keep pace with inflation. But what is inflation and how does it really affect your retirement savings? Let’s explore...
READ MOREMarch 17, 2022 | Category: Investments
Are you enticed by high-risk investments or are you a risk-averse investor? Most people fall somewhere in between these two extremes. To help you get a sense of your risk tolerance, circle the responses that best describe your immediate reaction to each of the following statements...
READ MOREFebruary 27, 2022 | Category: Investments
The gradual removal of policy support and stimulus implemented to combat the economic downturn triggered by the COVID-19 pandemic poses a new challenge for policymakers...
READ MOREJanuary 28, 2022 | Category: Banking
Every week there’s a new digital scare. However, you don’t have to delete all your accounts and go offline to be safe. You just have to take some simple steps to make sure you’re not fully exposed to the tactics used by digital terrorists that try to get your data...
READ MORENovember 5, 2021 | Category: Investments
Over the past 60 years, we’ve learned a lot about investing and have seen many breakthroughs in the world of finance. What we know comes from studying public markets and is grounded in serious academic research...
READ MOREMay 04, 2022 | Category: Investments
Diversification, flexibility, and planning are the best tools to face the possible risks of investing in global markets. However, recent events, such as inflation due to the COVID-19 pandemic and the conflict between Russia and Ukraine, are still a cause for concern...
READ MORESeptember 9, 2021 | Category: Financial Planning
While retirement is a major milestone that brings many life changes, there is one concern that doesn't change for most people: the fear of running out of money during this stage...
READ MORESeptember 9, 2021 | Category: Financial Planning
When it comes to saving for retirement, maybe you've done everything right. You started early, maxed out the 401(k) plan, invested in a diversified portfolio, and avoided costly mistakes, such as cashing out your retirement plan...
READ MOREMay 04, 2022 | Category: Investments
Diversification, flexibility, and planning are the best tools to face the possible risks of investing in global markets. However, recent events, such as inflation due to the COVID-19 pandemic and the conflict between Russia and Ukraine, are still a cause for concern...
READ MOREJuly 2, 2021 | Category: Investments
Financial downturns are unpleasant for just about everyone. For investors, sticking to core principles can help...
READ MOREJuly 23, 2021 | Category: Financial Planning
Bill and Melinda Gates are ending their marriage after 27 years. While the majority of divorcing couples are not handling a $140 billion estate, there are common lessons learned to avoid discovering hidden drawbacks in your settlement down the road...
READ MOREJune 03, 2021 | Category: Insurance
If the past year has taught us anything, it's that we must be prepared for the unexpected. Early planning and timely action will bring peace of mind, knowing that your family and assets are protected from different adverse scenarios...
READ MOREApril 12, 2021 | Category: Investments
The past decade that ended on December 31, 2019 saw the U.S. take center stage when it came to equity outperformance over its international counterparts...
READ MOREMarch 1, 2021 | Category: Financial Planning
Cleaning up personal finances remains one of the top New Year’s resolutions. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health...
READ MOREFebruary 9, 2021 | Category: Investments
Wall Street bets against companies all the time, thinking that they are overvalued, destined to fail, or both...
READ MOREAugust 31, 2021 | Category: Investments
Two years ago, the New York Times reported, “Federal Reserve officials are increasingly worried that inflation is too low and could leave the central bank with less room to maneuver in an economic downturn.”...
READ MORESeptember 25, 2020 | Category: Investments
Some investors favor a dollar-cost averaging (DCA) approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available capital is invested...
READ MOREApril 23, 2020 | Category: Financial Planning
The world paralyzed on January 26, 2020. Early in the morning, one of the most successful basketball players of all time, Los Angeles Lakers legend Kobe Bryant...
READ MOREApril 23, 2020 | Category: Financial Planning
The world's leading health authorities have consistently warned us about older adults (individuals ages 65 or more) being more susceptible to coronavirus...
READ MOREJuly 30, 2018 | Category: Banking
Planning for your family’s financial future requires input from more than one advisor. It takes a team of specialists to lay out the strongest strategy, balance your needs and deliver the trust you need to form a lasting relationship. Understanding the different roles in your financial team helps you make...
READ MORESeptember 17, 2015 | Category: Banking
A good college education is an essential part of your children’s future. Learn how to save for college with tools available like Education Savings Account...
READ MORENovember 04, 2019 | Category: Investments
When it comes to investing, everyone has a different risk tolerance. Your co-worker or neighbor may not give a second thought to an investment that leaves you with a sinking feeling in the pit of your stomach. But, risk tolerance isn’t a matter of “good or bad.” Whether you thrive...
READ MOREApril 12, 2021 | Category: Financial Planning
For many, the beginning of a new year is a time for personal reflection; a time to consider commitments and resolutions for the coming months. Now, well into the first quarter, is a good time to check on your financial resolutions and plan as needed...
READ MOREJune 18, 2019 | Category: Investments
When things seem unsettled, follow a timeless advice from a trio of investment gurus. Their wisdom is especially appropriate amid current turbulent circumstances....
READ MOREApril 03, 2019 | Category: Investments
When faced with short-term noise, it is easy to lose sight of the potential long-term benefits of staying invested...
READ MOREOctober 15, 2020 | Category: Financial Planning
Recent surveys have indicated that many of us are rethinking our retirement plans because of COVID-19...
READ MOREMarch 19, 2018 | Category: Investments
Popular Securities Investment Advisory Program offers you an extensive and versatile investment, alongside the investment advisor counsel who puts your interests first...
READ MOREAugust 15, 2019 | Category: Insurance
Heading into your retirement years brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Planning for your medical expenses will help you keep your financial plan on track—after...
READ MOREJune 18, 2019 | Category: Insurance
You may already know the importance of having enough life insurance coverage to handle financial matters that could affect your family in the event of your death. However, determining the appropriate amount of coverage can be complicated. Rather than using an arbitrary formula, such as having enough coverage to equal...
READ MOREApril 17, 2018 | Category: Insurance
We must be prepared to face natural disasters like hurricanes Irma and Maria. Every business is at risk, and to ensure the continuity of your business when disaster strikes, it is essential that you mitigate that risk...
READ MOREJune 27, 2016 | Category: Insurance
In Puerto Rico, hurricane season runs each year from June through November. Being prepared for any eventuality goes beyond just verifying whether the generator is working properly or whether the cistern is in good condition...
READ MOREDecember 08, 2016 | Category: Insurance
As important and unavoidable as getting your medical exams and annual checkups. You’ve purchased a life insurance policy and taken an important step towards your financial security...
READ MOREApril 03, 2019 | Category: Investments
Life’s expected or unexpected changes, present an opportunity for investors to consult their financial advisors about the strategies in place...
READ MOREAugust 15, 2019 | Category: Financial Planning
Retirement should be a reward for years of hard work, and you don’t want to have to pinch every penny. You should be able to do the things you couldn’t when you were punching a clock every day. You should be able to look forward to retirement as one of...
READ MOREApril 03, 2019 | Category: Financial Planning
Thinking ahead can spell the difference between a successful retirement with enough money and a stressful one. Here are 7 retirement considerations that every investor should think about: 1. Understand Social Security. The goal with Social Security is to optimize the amount you receive per month when you finally retire...
READ MOREJuly 30, 2018 | Category: Insurance
You may already know these things, but your children may not. Take advantage of your knowledge to urge your loved ones to reevaluate their life insurance policies with the help of the following checklist. Also, check to see whether some items might apply to you. Taking the fullest advantage of...
READ MOREJuly 30, 2018 | Category: Financial Planning
Planning for a disability or death will never be a pleasant process, but not informing your adult children about key details involving your medical, financial, and asset planning issues could result in confusion...
READ MORESeptember 17, 2015 | Category: Financial Planning
Teens that have been exposed since early age to financial related topics or experienced money management will be better prepared for their financial future...
READ MOREAbril 17, 2018 | Category: Insurance
En caso de ocurrir un desastre natural, contar con un seguro de interrupción de negocios te ayudará a reponer la pérdida de ingreso de tu empresa...
READ MOREMay 16, 2018 | Category: Financial Planning
We often hear the terms financial planner and financial planning, but we are not always aware of the benefits they could add at important or decisive moments in our lives...
READ MORENovember 11, 2015 | Category: Insurance
It is important to be financially prepared for the unexpected. Today you are in good health, but you never know when you will have to face a prolonged recovery that may require long-term care as a result of an accident or illness...
READ MORENovember 04, 2019 | Category: Financial Planning
We’re all busy. There is always some new item on our constantly growing to-do lists. Some tasks are fun to take on and others are tedious, boring, long or all the above. But some of the most important to-do’s in our lives often get overlooked because—well, let’s face it–they’re not...
READ MORENovember 04, 2019 | Category: Financial Planning
Desirée Maldonado, CIMA®, CPWA®, CFP®—the first CPWA certificant in Puerto Rico and one of the few Puerto Rican advisors to hold all three certifications We share an interview with Desiree Maldonado, financial consultant at Popular Securities, LLC. This profile was originally published in Investments & Wealth Monitor, a bi-monthly educational...
READ MORENovember 04, 2019 | Category: Financial Planning
Thanks to advances in technology, there is a range of tools available today that can help manage your personal finances, balance your checkbook, figure out your budget, track your investments...
READ MOREBanco Popular de Puerto Rico, its subsidiaries and affiliates do not offer tax, legal or accounting advice. If you would like to receive legal, tax or accounting advice, you should consult a professional specialized in these areas. Investment products and services are offered by Popular Securities LLC, registered broker dealer and member of FINRA and SIPC. Investment products are not insured by the FDIC, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico and may lose value. Insurance products and services are offered by Popular Risk Services an Insurance broker duly licensed by the Office of the Commissioner of Insurance of Puerto Rico. Popular and Banco Popular de Puerto Rico are not registered brokers. Insurance products are not FDIC insured, or other government agencies, are not deposits or obligations and are not guaranteed by the Bank or its subsidiaries or affiliates. Some insurance products may lose value. Popular Securities and Popular Risk Services are subsidiaries of Popular and affiliates of Banco Popular. Popular One is an integrated services platform through which Popular Securities and Popular Risk Services are offered.
Our private banking services are available to customers who maintain $500,000 or more in deposits and/or investments or who deposit an average of $50,000 or more per month into their personal accounts at Popular.
