Puerto Rico
August 24, 2022 | Category: Financial Planning
In the business world, there are all kinds of people: young entrepreneurs, heads of households, older adults, and whole families, among others. For many, their lives revolve around their business—but at some point, they will have to pass the baton to someone else. Have you ever wondered what would happen to your business in your absence?...
READ MOREAugust 24, 2022 | Category: Insurance
With events such as earthquakes in 2020 and Hurricanes Irma and Maria in 2017, the last five years have changed our lives and shown us that preparation and planning are vital to protect a business...
READ MOREMay 04, 2022 | Category: Investments
Diversification, flexibility, and planning are the best tools to face the possible risks of investing in global markets. However, recent events, such as inflation due to the COVID-19 pandemic and the conflict between Russia and Ukraine, are still a cause for concern...
READ MOREJune 7, 2022 | Category: Financial Planning
In the past few years, more adult children have been moving back to their parents' homes than ever before after completing college. The high cost of living, combined with a slow-moving economy, may have something to do with the increase of these so-called "boomerang children"...
READ MOREJune 7, 2022 | Category: Financial Planning
You hear it all the time: you should make sure your retirement savings at least keep pace with inflation. But what is inflation and how does it really affect your retirement savings? Let’s explore...
READ MOREMay 04, 2022 | Category: Investments
Diversification, flexibility, and planning are the best tools to face the possible risks of investing in global markets. However, recent events, such as inflation due to the COVID-19 pandemic and the conflict between Russia and Ukraine, are still a cause for concern...
READ MOREMarch 17, 2022 | Category: Investments
Are you enticed by high-risk investments or are you a risk-averse investor? Most people fall somewhere in between these two extremes. To help you get a sense of your risk tolerance, circle the responses that best describe your immediate reaction to each of the following statements...
READ MOREFebruary 27, 2022 | Category: Investments
The gradual removal of policy support and stimulus implemented to combat the economic downturn triggered by the COVID-19 pandemic poses a new challenge for policymakers...
READ MOREJanuary 28, 2022 | Category: Financial Planning
The largest cost-of-living-adjustment since 1982 impacts 90% of seniors. On October 13th, the Social Security Administration announced that Social Security benefits for tens of millions of Americans will increase in 2022...
READ MOREJanuary 28, 2022 | Category: Banking
Every week there’s a new digital scare. However, you don’t have to delete all your accounts and go offline to be safe. You just have to take some simple steps to make sure you’re not fully exposed to the tactics used by digital terrorists that try to get your data...
READ MORENovember 5, 2021 | Category: Investments
Over the past 60 years, we’ve learned a lot about investing and have seen many breakthroughs in the world of finance. What we know comes from studying public markets and is grounded in serious academic research...
READ MORESeptember 9, 2021 | Category: Financial Planning
While retirement is a major milestone that brings many life changes, there is one concern that doesn't change for most people: the fear of running out of money during this stage...
READ MOREAugust 31, 2021 | Category: Investments
Two years ago, the New York Times reported, “Federal Reserve officials are increasingly worried that inflation is too low and could leave the central bank with less room to maneuver in an economic downturn.”...
READ MORESeptember 9, 2021 | Category: Financial Planning
When it comes to saving for retirement, maybe you've done everything right. You started early, maxed out the 401(k) plan, invested in a diversified portfolio, and avoided costly mistakes, such as cashing out your retirement plan...
READ MOREJuly 2, 2021 | Category: Investments
Financial downturns are unpleasant for just about everyone. For investors, sticking to core principles can help...
READ MOREJuly 23, 2021 | Category: Financial Planning
Bill and Melinda Gates are ending their marriage after 27 years. While the majority of divorcing couples are not handling a $140 billion estate, there are common lessons learned to avoid discovering hidden drawbacks in your settlement down the road...
READ MOREJune 03, 2021 | Category: Insurance
If the past year has taught us anything, it's that we must be prepared for the unexpected. Early planning and timely action will bring peace of mind, knowing that your family and assets are protected from different adverse scenarios...
READ MOREApril 12, 2021 | Category: Investments
The past decade that ended on December 31, 2019 saw the U.S. take center stage when it came to equity outperformance over its international counterparts...
READ MOREMarch 1, 2021 | Category: Financial Planning
Cleaning up personal finances remains one of the top New Year’s resolutions. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health...
READ MOREApril 12, 2021 | Category: Financial Planning
For many, the beginning of a new year is a time for personal reflection; a time to consider commitments and resolutions for the coming months. Now, well into the first quarter, is a good time to check on your financial resolutions and plan as needed...
READ MOREFebruary 9, 2021 | Category: Investments
Wall Street bets against companies all the time, thinking that they are overvalued, destined to fail, or both...
READ MOREOctober 15, 2020 | Category: Financial Planning
On November 28, 2020, the new Civil Code of Puerto Rico will go into effect. As the primary source of private law in Puerto Rico...
READ MOREOctober 15, 2020 | Category: Financial Planning
Recent surveys have indicated that many of us are rethinking our retirement plans because of COVID-19...
READ MORESeptember 25, 2020 | Category: Investments
Some investors favor a dollar-cost averaging (DCA) approach to deploying their investment capital. Unlike lump-sum investing, in which the full amount of available capital is invested...
READ MORESeptember 25, 2020 | Category: Investments
The stock market’s ups and downs are unpredictable, but history supports an expectation of positive returns over the long term. For the best shot at the benefits that the market can offer, stay the course...
READ MOREJune 5, 2020 | Category: Investments
It’s helpful to remember that volatility is normal, and there are simple things you can do to pursue a better investment experience...
READ MOREApril 23, 2020 | Category: Financial Planning
The world paralyzed on January 26, 2020. Early in the morning, one of the most successful basketball players of all time, Los Angeles Lakers legend Kobe Bryant...
READ MOREApril 23, 2020 | Category: Financial Planning
The world's leading health authorities have consistently warned us about older adults (individuals ages 65 or more) being more susceptible to coronavirus...
READ MOREApril 3, 2020 | Category: Banking
The well-being of our clients and employees is our priority. Due to the emergency caused by the spread of the coronavirus (COVID-19)
READ MOREJuly 30, 2018 | Category: Banking
Planning for your family’s financial future requires input from more than one advisor. It takes a team of specialists to lay out the strongest strategy, balance your needs and deliver the trust you need to form a lasting relationship. Understanding the different roles in your financial team helps you make...
READ MORESeptember 17, 2015 | Category: Banking
A good college education is an essential part of your children’s future. Learn how to save for college with tools available like Education Savings Account...
READ MORENovember 04, 2019 | Category: Investments
When it comes to investing, everyone has a different risk tolerance. Your co-worker or neighbor may not give a second thought to an investment that leaves you with a sinking feeling in the pit of your stomach. But, risk tolerance isn’t a matter of “good or bad.” Whether you thrive...
READ MORENovember 04, 2019 | Category: Investments
In recent days the increase in volatility in the stock market has resulted in renewed anxiety for many investors. While it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility is a normal part of investing. Additionally, for long-term investors, reacting...
READ MOREJune 18, 2019 | Category: Investments
When things seem unsettled, follow a timeless advice from a trio of investment gurus. Their wisdom is especially appropriate amid current turbulent circumstances....
READ MOREApril 03, 2019 | Category: Investments
When faced with short-term noise, it is easy to lose sight of the potential long-term benefits of staying invested...
READ MOREApril 03, 2019 | Category: Investments
Life’s expected or unexpected changes, present an opportunity for investors to consult their financial advisors about the strategies in place...
READ MOREMarch 19, 2018 | Category: Investments
Popular Securities Investment Advisory Program offers you an extensive and versatile investment, alongside the investment advisor counsel who puts your interests first...
READ MOREApril 03, 2019 | Category: Investments
Life’s expected or unexpected changes, present an opportunity for investors to consult their financial advisors about the strategies in place...
READ MOREAugust 15, 2019 | Category: Insurance
Heading into your retirement years brings a slew of new topics to grapple with, and one of the most maddening may be Medicare. Planning for your medical expenses will help you keep your financial plan on track—after...
READ MOREJune 18, 2019 | Category: Insurance
You may already know the importance of having enough life insurance coverage to handle financial matters that could affect your family in the event of your death. However, determining the appropriate amount of coverage can be complicated. Rather than using an arbitrary formula, such as having enough coverage to equal...
READ MOREJuly 30, 2018 | Category: Insurance
You may already know these things, but your children may not. Take advantage of your knowledge to urge your loved ones to reevaluate their life insurance policies with the help of the following checklist. Also, check to see whether some items might apply to you. Taking the fullest advantage of...
READ MOREJune 27, 2018 | Category: Insurance
Our commercial properties or businesses can be negatively impacted by many events, including natural disasters such as hurricanes or earthquakes. As a result of such an event, both the structure of the property and the equipment you use to run it can be destroyed or severely damaged, and that, in...
READ MOREJune 27, 2018 | Category: Insurance
The hurricanes that struck our island last year served as a wake-up call to remind us the importance of being prepared to minimize the impact on our businesses’ financial stability...
READ MOREAbril 17, 2018 | Category: Insurance
En caso de ocurrir un desastre natural, contar con un seguro de interrupción de negocios¹ te ayudará a reponer la pérdida de ingreso de tu empresa...
READ MOREApril 17, 2018 | Category: Insurance
We must be prepared to face natural disasters like hurricanes Irma and Maria. Every business is at risk, and to ensure the continuity of your business when disaster strikes, it is essential that you mitigate that risk...
READ MOREFebruary 06, 2017 | Category: Insurance
Painting. Sculpture. Photography. An art collection, in addition to enriching your spirit and your surroundings, is an asset that should be properly protected and insured...
READ MOREDecember 08, 2016 | Category: Insurance
As important and unavoidable as getting your medical exams and annual checkups. You’ve purchased a life insurance policy and taken an important step towards your financial security...
READ MOREJuly 13, 2016 | Category: Insurance
As companies have grown more dependent on information technology to carry out everyday business transactions and customer interactions, cyber and privacy liability insurance has emerged as a necessary measure of protection...
READ MOREJune 27, 2016 | Category: Insurance
In Puerto Rico, hurricane season runs each year from June through November. Being prepared for any eventuality goes beyond just verifying whether the generator is working properly or whether the cistern is in good condition...
READ MORENovember 11, 2015 | Category: Insurance
It is important to be financially prepared for the unexpected. Today you are in good health, but you never know when you will have to face a prolonged recovery that may require long-term care as a result of an accident or illness...
READ MORENovember 04, 2019 | Category: Financial Planning
We’re all busy. There is always some new item on our constantly growing to-do lists. Some tasks are fun to take on and others are tedious, boring, long or all the above. But some of the most important to-do’s in our lives often get overlooked because—well, let’s face it–they’re not...
READ MORENovember 04, 2019 | Category: Financial Planning
Desiree Maldonado, CIMA®, CPWA®, CFP®—the first CPWA certificant in Puerto Rico and one of the few Puerto Rican advisors to hold all three certifications We share an interview with Desiree Maldonado, financial consultant at Popular Securities, LLC. This profile was originally published in Investments & Wealth Monitor, a bi-monthly educational...
READ MOREAugust 15, 2019 | Category: Financial Planning
Retirement should be a reward for years of hard work, and you don’t want to have to pinch every penny. You should be able to do the things you couldn’t when you were punching a clock every day. You should be able to look forward to retirement as one of...
READ MOREApril 03, 2019 | Category: Financial Planning
Thinking ahead can spell the difference between a successful retirement with enough money and a stressful one. Here are 7 retirement considerations that every investor should think about: 1. Understand Social Security. The goal with Social Security is to optimize the amount you receive per month when you finally retire...
READ MORENovember 04, 2019 | Category: Financial Planning
Thanks to advances in technology, there is a range of tools available today that can help manage your personal finances, balance your checkbook, figure out your budget, track your investments...
READ MOREJuly 30, 2018 | Category: Financial Planning
Planning for a disability or death will never be a pleasant process, but not informing your adult children about key details involving your medical, financial, and asset planning issues could result in confusion...
READ MOREMay 16, 2018 | Category: Financial Planning
We often hear the terms financial planner and financial planning, but we are not always aware of the benefits they could add at important or decisive moments in our lives...
READ MOREMarch 09, 2017 | Category: Financial Planning
Building an art collection is a lifelong project—and an investment of time, passion, and money. Often overlooked is the importance of planning ahead how you wish to pass it on...
READ MOREJune 10, 2016 | Category: Financial Planning
The process of estate planning is often misunderstood. In the minds of many people, the term assumes wealth and heirs. However, planning for the disposition of one’s assets upon death offers everyone significant benefits...
READ MOREMay 13, 2016 | Category: Financial Planning
Puerto Rico’s life expectancy is on the rise, which makes it imperative to plan for your retirement and learn when it’s best for you to claim your Social Security benefits...
READ MOREAugust 02, 2016 | Category: Financial Planning
Saving is a fundamental part of financial planning. However, preparing for emergencies requires saving in a different way. The creation of an emergency fund seeks to avoid using assets destined for retirement and other purposes...
READ MORESeptember 17, 2015 | Category: Financial Planning
Teens that have been exposed since early age to financial related topics or experienced money management will be better prepared for their financial future...
READ MOREBanco Popular de Puerto Rico, its subsidiaries and affiliates do not offer tax, legal or accounting advice. If you would like to receive legal, tax or accounting advice, you should consult a professional specialized in these areas. Investment products and services are offered by Popular Securities LLC, registered broker dealer and member of FINRA and SIPC. Investment products are not insured by the FDIC, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico and may lose value. Insurance products and services are offered by Popular Risk Services an Insurance broker duly licensed by the Office of the Commissioner of Insurance of Puerto Rico. Popular and Banco Popular de Puerto Rico are not registered brokers. Insurance products are not FDIC insured, or other government agencies, are not deposits or obligations and are not guaranteed by the Bank or its subsidiaries or affiliates. Some insurance products may lose value. Popular Securities and Popular Risk Services are subsidiaries of Popular and affiliates of Banco Popular. Popular One is an integrated services platform through which Popular Securities and Popular Risk Services are offered.
Wealth Management services are generally available to clients who maintain deposits and/or investments of $500,000 or more at Popular.
