Banking

Your financial affairs deserve personalized service. Our Private Bankers1 are at your service and ready to assist you with all your banking and financial needs.


Private Management Account (PMA):

Enjoy exclusive and multiple benefits with the PMA including:

  • Tiered interests
  • A single account statement, consolidating all your relationships with Popular
  • International ATH® Platinum Visa with no annual fee
  • Daily ATM withdrawals of up to $1,0002
  • Up to $25,000 in deposits per day3 using the Mi Banco Mobile app
  • Unlimited no-fee check writing

Additional banking benefits:

  • Access to exclusive service centers around the island
  • Unlimited transfers between accounts in Puerto Rico and the United States4
  • Credit cards that offer unique services and benefits, with up to $200 annual fee rebate per each Popular credit card5
  • Attractive interest rates from Popular Auto6 and a credit of up to $375 from your appraisal when closing your mortgage loan with Popular Mortgage7
  • Access to award-winning digital platforms such as Mi Banco to use and manage your accounts and e-Money, which provides you with a comprehensive overview of your finances, in real time.
  • Support coordinating applications for commercial accounts and loans8

Financial Planning9

This dynamic and continuous process will help you organize your present to enjoy a better future. You can rely on our trustworthy, highly qualified team of experts.

Some of our services include:

  • Developing a clear picture of your current financial situation
  • Establishing and prioritizing financial goals and time frames
  • Designing a financial plan that could include risk management, tax planning, future education needs, retirement planning, investments, estate planning, and business succession; among others
  • Projections of what finances will look after retirement
  • Monitoring your financial plan, adjusting your goals and circumstances at certain intervals

Investments10

Integrity, reliability, and experience are the key traits of our Financial Consultants at Popular Securities. Supported by Popular Securities’ Advisory Group (PSAG) and well-established Money Managers, they will identify appropriate investment opportunities for you and create a tailored investment plan to advance towards your goals with an investment strategy that supports your objectives and adapts to your risk tolerance at each stage of your life.


Insurance11

A comprehensive risk management program is an essential element for reaching your financial goals. The Popular Risk Services specialized group will prepare a detailed analysis with specific recommendations to address your risks, whether at a personal or business level. Our alliances with multiple insurance companies allow us to provide different solutions using a vast array of insurance products, such as life, disability, annuities, property and casualty, business interruption, title insurance, among others.


Let us cultivate and preserve your trust.

Popular One787.281.7272

Popular Securities787.758.7400

Popular Risk Services787.731.6900

1Wealth Management services are generally available to clients who maintain deposits and/or investments of $500,000 or more in Popular.

2Withdrawals subject to funds availability in the account.

3

Member FDIC. Mobile Easy Deposit is a free service and only for customers with commercial accounts (FlexiCuenta de Negocios® & B-Smart®) and/or individual deposit accounts in Banco Popular. Customers are selected according to the Bank’s eligibility criteria. Monetary Deposit Limits: $25,000 per check, $25,000 total daily, and up to $50,000 over a 25-day period. Limits on the number of checks in deposit: maximum of 20 daily checks and 50 checks in a 25-day period. The monthly cycle is considered as 25 working days from the date of the last deposit made using this service. Endorse your check including signature, account number, and the phrase “For Deposit Only at BPPR”. You will always receive an email confirmation when the check is approved. Checks deposited before 6:00 p.m. on working days will be processed the same working day. Certain exceptions may apply. For details about the availability of funds, please refer to the Disclosure of Availability of Funds Deposited in Individual Transaction Accounts (Regulation CC) in your Deposit Account for Individuals Contract.

4Only available in previously registered financial institutions. For the list of registered institutions, please contact your Private Banker.

5Credit cards issued by Banco Popular de Puerto Rico. New cards subject to credit approval. For more information on terms and conditions, please visit www.popular.com/en/cards/aadvantage-visa-signature-plus/terms/ or www.popular.com/en/cards/black-dual/terms/ or call 787.281.7272.

6Subject to credit approval. Certain restrictions apply. Does not apply to commercial fleets or heavy goods vehicles (HGV). Does not apply to units manufactured more than ten (10) years prior to the contract date. The regular rate for conventional auto loan is 4.95% APR for customers with a credit score of 750 or more and applies after a 0.25% discount when enrolled in Direct Payment Program. Offer does not include origination, registration, license plate, maintenance, ACAA, or any type of insurance.

7Popular Mortgage: Product offered by Banco Popular of Puerto Rico. Subject to credit approval. Offer applicable to loan applications made no later than December 31, 2022. Appraisal credit will take place at the time of closing up to a maximum of $375. Not to be combined with other offers. OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular of Puerto Rico. Equal Housing Lender.

8Commercial transactions must be made through the commercial banking representative or your Private Banker.

9The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be purchased according to such recommendations.

10Brokerage services are offered through Popular Securities, LLC, registered broker/dealer, member FINRA & SIPC. Investment advisory services are provided through Popular Securities, LLC., a registered investment adviser. Popular Securities, LLC is a subsidiary of Popular, Inc. and is affiliated with Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered broker/dealers nor registered investment advisers. Popular One is a platform of integrated financial services centered on you through which Popular Securities services are offered. Investment products are not insured by the FDIC; are not deposits or obligations of the bank; are not guaranteed by the bank or its subsidiaries and/or affiliates; and are subject to investment risks, and they may lose value.

11Insurance products and services are offered by Popular Risk Services, a subsidiary of Popular, Inc. and affiliate of Banco Popular. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates. Some insurance products may lose value. When you purchase an investment or insurance product through an affiliate of the Banco Popular, the Premium Banker may receive financial compensation.