Javier A. Rodríguez Torres, Esq.
You value many things in life. Having the assurance that all are protected at all times will give you peace in mind.
Feel the peace of mind of knowing that everything you value is well protected. The licensed team at Popular Risk Services prepares a detailed analysis with specific recommendations to address identified risks, regarding your personal or business affairs. To protect your capital, you benefit from diverse insurance solutions through life, disability, annuities, title, personal and commercial property and business interruption policies, among others.
A risk management program is an essential element for reaching your financial goals. Your personalized plan could incorporate the following services:
If you have your own business, the Popular Risk Services’ specialized group can help in the development of a plan, providing you the security that your business will continue to operate and generate income in the case of retirement, incapacity or death of a partner, investor or key employee.
A succession plan aims to establish strategies to achieve the continuity or transfer of a business in a variety of situations, whether voluntary or involuntary. A well-designed succession plan helps protect the capital of the business and your family; protect the business against interruptions in the event of retirement, incapacity, divorce, bankruptcy or death of the owners and achieve an orderly transition. Some alternatives available are:
If your business is composed of various partners or investors, it is essential to plan what to do in the event any of them becomes disabled or dies. Our experts at Popular Risk Services can provide orientation on the different insurance products that allow:
Life insurance plays an important role in the future of your family and the protection of your home. Simply consider the costs that your family may face if you are gone: mortgage, personal and auto loan costs; credit card debt; educational costs for your children; and medical expenses. A life insurance policy is important; it provides your family the funds needed to cover the expenses that arise and maintain their standard of living.
Insurance Broker / Assistant Vice Presidentcristina.firstname.lastname@example.org
Insurance Broker / Assistant Vice Presidentjose.email@example.com
Insurance Broker / Assistant Vice Presidentadrian.firstname.lastname@example.org
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Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in providing legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specializing in these areas.
Investment products and services are offered by Popular Securities LLC, "registered broker dealer," a member of FINRA and SIPC. Popular, Inc. and Banco Popular de Puerto Rico are not registered securities brokers. Popular Securities is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Securities are offered. Investment products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates; they involve risk and may lose value, including the loss of the invested principal.
Insurance products and services are offered by Popular Risk Services, an insurance producer duly authorized by the Office of the Insurance Commissioner of Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Risk Services are offered. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries and/or affiliates. Some insurance products may lose value.
The Certified Financial Planner Board of Standard, Inc. is the owner in the United States of the CFP® Certified Financial Planner trademark, which is granted to individuals who successfully complete the initial and ongoing requirements for certification as established by the CFP Board.
FINANCIAL PARAPLANNER QUALIFIED PROFESSIONAL™ is a trademark or registered service mark of the College for Financial Planning in the United States and/or other countries.
Wealth Management services are generally available to clients who maintain deposits and/or investments of $500,000 or more at Popular.