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Ahorro Directo: Save with Every Purchase

Turn everyday purchases into savings.

Save Automatically

Ahorro Directo (round-up savings) is a free service that helps you save money every time you use your Popular debit card.

Here's how it works:

  1. Pay for your purchase with your Popular debit card
  2. Purchase total amount is rounded up to the next dollar
  3. The difference will be credited to the savings account or savings section you choose

You can choose which savings accounts will receive your savings.

What You Need to Use Ahorro Directo

  • Checking account.
  • Popular debit card.
  • Savings account.

How to activate the service

You can activate Ahorro Directo through:

  • TeleBanco Popular (787-724-3659).
  • Popular.com Chat.
  • Your nearest branch (Locator).

You’re probably wondering...

  • You need an eligible and active Popular checking account with a debit card, plus a savings account.

  • No. Ahorro Directo is a free service for Popular customers.

  • Eligible accounts include:

    • Active individual accounts with no special or derogatory conditions (examples: deceased customer, in delinquency, etc.).
    • Checking accounts (to debit the transfer) Mi Cuenta, Mi Cuenta Uni, Maxi Premium, Multicuenta Popular®, e-account, Private Management Account (PMA), Popular Premium y B-Smart®.
    • Savings Account (to credit the transfer): Mi Cuenta (savings section), Mi Cuenta Universitaria (savings section), Multicuenta Popular® (savings section), Popular Premium (savings section), B-Smart® (savings section), Ahorro a Toda Hora®, Club del Ahorrosm, ATH Pop and U-Save.

  • You can enroll in as many checking accounts as you'd like, if they have a Banco Popular debit card.

  • You can make transfers to up to four (4) savings accounts. The transferred amount will be distributed proportionally among the accounts you select.

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