Credit Cards

 
 

Choose the card that best suits you:

  • Visa Novel
  • MasterCard Edge


Cards with no annual fee
Our credit cards without annual fee offer a broad range of benefits and services 1 under two major brands.

Features:

  • $0 annual fee for life
  • Lines of credit of up to $50,0001
  • Attractive interest rates
  • Electronic account statements (e-Billls) - Subject to credit card terms and conditions for non-resident clients of International Banking


Convenience:

  • Service from Puerto Rico 24 hours, 365 days a year
  • Card Payment Service at the International Banking Center
  • Withdraw cash from ATMs in your country, the U.S., and affiliated financial institutions.
  • TransExpress www.transexpress.com

 
Travel Insurance and Services 2

  • Free worldwide car rental insurance
  • Free travel accident insurance of up to $250,000
  • Emergency travel assistance
  • Card replacement
     

For additional information, call the International Banking Center at (787) 723-7210 or (787) 723-7216.

1Subject to credit approval. $0 annual fee and preferential rate as long as you are part of the Wealth Management program. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is 10.99%. The APR applicable to cash advances is 18.24%. The APR will be determined by adding the value of the United States Prime Rate as published in The Wall Street Journal plus a margin. The APR will vary and depend on the prime rate applicable at the time your application is evaluated. Late payment charges up to $35. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).

2Subject to the terms and conditions of the Policy.