For more information about the program call 787-PREMIUM.
Popular Premium is a program for customers who maintain an average annual balance of $100,000 or more in deposits and/or investments with Popular. Additionally, customers who deposit $180,000 or more per year into their personal accounts are eligible.
We will assist you with all your banking and financial needs through 787-773-6486.
Fill out the form with your contact information, and one of our representatives will assist you.
Find answers to common questions about Popular Premium.
Popular Premium is a program for customers who maintain an average annual balance in deposit and/or investment products of $100,000 or more in Popular. Additionally, customers who deposit $180,000 or more per year into their personal accounts are eligible. Customers with deposits and/or investments of $500,000 or more, or who deposit $600,000 or more per year into their personal accounts, may qualify for the Popular One program.
The program does not apply to International Banking customers and/or customers with accounts in the Virgin Islands. Accounts showing derogatory conditions or poor account management at Banco Popular de Puerto Rico’ records or those of its affiliates are not eligible for this program.
We will periodically review your accounts to maintain your eligibility in the program. After the evaluation, if you do not meet the requirements, you will stop participating in the program and if you have a Popular Premium account, it will automatically be converted to a Multicuenta Popular®.
The Popular Premium Service Center, 787.PREMIUM or 1.888.993.6486 (toll free) hours are: Monday to Saturday from 8:00 a.m. to 7:00 p.m. (AST). Outside of these hours, you will receive service from a TeleBanco Popular® consultant, or you can access your accounts through Mi Banco.
Products and services offered by Banco Popular de Puerto Rico.
Applies to withdrawals at ATMs that are not part of the Popular network. Other charges set forth by the ATM owner may apply. Popular will not charge fees for debit card transactions in foreign currency (points of sale and ATMs). A 1% fee from VISA will apply on foreign currency transactions. First Check Order is free. Only applies to the BPPR corporate model. Other designs have a cost per order. Stop payment on checks does not incur a fee. Member FDIC.
Subject to credit approval. Enrolled customers in the Popular Premium program are eligible to receive a discount on the annual percentage rate ("APR") on conventional loans or on the interest rate on leases. The discount based on the Popular Premium program does not apply if the customer is eligible and choose another offer whose APR or interest rate is lower than the regular rate assigned based on the risk score and credit history.
Mortgage products are offered by Banco Popular. All offers are subject to credit approval. The $500 bonus is applicable only to appraisal expenses when you purchase or refinance a property with loans where new appraisals are required. The discount will be applied at closing. Valid until December 31, 2025. Certain restrictions apply. OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular de P.R. 3 Commercial transactions must be made through the commercial banking representative. Equal Housing Lending . Subject to credit approval. Offers apply only to clients who belong to the Popular Premium program.
Subject to credit approval. Clients enrolled in the Popular Premium program are eligible to receive a discount on the annual percentage rate ("APR") for new personal loans.
Subject to credit approval. According to each card’s rewards program, you will receive the bonus in points or in miles.
Eligibility for the bonus will begin the second month after qualifying for the Popular Premium program and will remain active as long as you belong to the Popular Premium program. Your account must be open and in good standing to receive the additional points or miles; please allow 8 to 10 weeks for them to be posted to your account. If you leave the program, you will lose the 1,000 points or miles from that month’s Popular Premium monthly bonus, even if you met the purchase requirement during that month. However, you will not lose the points or miles you have accumulated from your regular purchases. Balance transfers, TelePago, cash advances, checks, credits, unauthorized charges, interest/penalty charges, foreign currency purchases, money orders, wire transfers, lottery tickets, and gaming chips do not earn points or miles.
Certificate Depostits offered by banks are insured (up to $250,000) by the Federal Deposit Insurance Corporation (FDIC).
The financial plan involves a cost that may vary depending on the plan. Suggestions and recommendations included in the customer's financial plan are provided as financial guidance and offer no guarantee as to the performance or outcome of any insurance or investment product that may be purchased according to such recommendations. Banco Popular de Puerto Rico, its subsidiaries, and affiliates do not provide legal, accounting, or tax advisory services. If you require legal, accounting, or tax advisory services, you should consult with a professional specialized in these areas.
Investment products and services are offered by Popular Securities, LLC, a registered "broker/dealer," FINRA and SIPC member. Investment advisory services are offered through Popular Securities, LLC, a registered investment advisor. Popular Securities, LLC is a subsidiary of Popular, Inc. and an affiliate of Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered securities brokers or investment advisors. Investment products are not insured by the FDIC, are not deposits or obligations of, nor are they guaranteed by Banco Popular de Puerto Rico, its affiliates, and/or subsidiaries; they involve risk and may lose value, including the loss of the principal invested.
Insurance products and services are offered by Popular Risk Services, LLC an insurance producer duly authorized by the Office of the Commissioner of Insurance of Puerto Rico. Popular Risk Services, LLC is a subsidiary of Popular, Inc. and an affiliate of Banco Popular. Insurance products are not insured by the FDIC, nor by any other government agency; they are not deposits or obligations of, nor are they guaranteed by the Bank, its subsidiaries, and/or affiliates. Some insurance products may lose value.