Premium Banking Services

¹Member of the Federal Reserve System. Minimum initial deposit: $500. Penalty for withdrawals or cancellations before maturity is equivalent to 180 days of interest. Charges on returns of excess contributions, cancellations and distributions before the age of 75: $5 and $50 per instrument in case of transfer to another eligible institution. A fee of $50 may apply to deposit instruments which, through a court order or government authority (including but not limited to the Department of the Treasury and the Internal Revenue Service), are subject to embargo. See the Disclosure of Fixed Term Deposits for more information about the way interest is calculated. For additional details and to take advantage of the offer, call our Service Center at 787-PREMIUM.

²The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be purchased according to such recommendations. Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in the provision of legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specialized in these areas.

³Brokerage products and services are provided by Popular Securities, LLC, a registered broker/dealer, member FINRA SIPC. Popular Securities, LLC is a subsidiary of Popular, Inc. and an affiliate of Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered broker/dealers. Investment products are not insured by the FDIC nor any other government agency; are not deposits or obligations of, nor are they guaranteed by, the Bank or its subsidiaries and/or affiliates; and they may lose value.

⁴Insurance products and services are offered by Popular Risk Services, a subsidiary of Popular, Inc. and affiliate of Banco Popular. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates. Some insurance products may lose value. When you purchase an investment or insurance product through an affiliate of the Banco Popular, the Premium Banker may receive financial compensation.

⁵Elegible to these special offers and discounts as long as you are part of the Premium Banking Services Program.

⁶All credit products are subject to credit approval. You will receive a credit on your account statement of up to $50 applicable to the annual fee while participating in the Premium Banking Services program. A single credit of up to $50 per customer. If you have more than one credit card account, the credit will be applied as established by the Bank. The Premium Banking Services Service Center can provide information on the application of the annual fee credit. The annual fee for the Black Dual is $150.

⁷Regular interest rate 4.95%. Rates do not apply to refinancing or title transfers. At the end of the lease term, an additional amount may be charged on the basis of the current value of the leased unit and the residual value. Does not include origination fees, registration, license, maintenance, or ACAA or other insurance. For more information on preferential rates, contact the Service Center of Premium Banking Services at 787.PREMIUM (787.773.6486).

⁸Subject to credit approval. Certain restrictions apply. Does not apply to commercial fleets or heavy vehicles. Does not apply to units manufactured more than 10 years before the contract date. Preferential rates applies only to individuals to a maximum of 72 months. The regular interest rate on auto loans is 4.95% APR. For more information on preferential rates, contact the Service Center of Premium Banking Services at 787.PREMIUM (787.773.6486).

You can enjoy the benefits offered by the Premium Banking Services program as long as you maintain an annual average balance of $100,000 to $499,999 in your personal deposit accounts with Banco Popular, investments with Popular Securities, and/or annuities with Popular Risk Services, combined. To determine your eligibility for the program, your accounts will be assessed on a yearly basis. If this assessment shows that you do not meet the requirements, you will no longer have access to the program benefits. Customers with a record of delinquency or account mismanagement with Banco Popular or any of its affiliates will not be eligible for this service. Any delinquency or account mismanagement, including but not limited to, frozen accounts, past due accounts, and overdrafts, will result in suspension of the program benefits. The program does not apply to International Banking clients. Hours for telephone assistance for the Premium Banking Services Service Center are Monday–Saturday from 8:00 a.m. to 8:00 p.m. Outside those hours, you will receive service from an advisor through TeleBanco Popular®, or you can access your accounts through Mi Banco Online.