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¹Elegible to these special offers and discounts as long as you are part of the Premium Banking Services Program.

²Member FDIC. Minimum initial deposit: $500. Penalty for withdrawals or cancellations before maturity is equivalent to 180 days of interest. Charges on returns of excess contributions, cancellations and distributions before the age of 75: $5, and $50 per instrument in case of transfer to another eligible institution. A fee of $50 may apply to deposit instruments which, through a court order or government authority (including but not limited to the Department of the Treasury and the Internal Revenue Service), are subject to embargo. Banco Popular de Puerto Rico offers numerous investment alternatives for IRA accounts. You can obtain detailed information at any of our branches to determine witch investment alternative is best for you. See the Disclosure of Fixed Term Deposits for more information about the way interest is calculated. For additional details and to take advantage of the offer, call our Service Center at 787-PREMIUM.

³To schedule an appointment at the branch of your choice, please contact the Premium Banking Services Center at least one (1) day in advance.

⁴All credit products are subject to credit approval. You will receive a credit on your account statement of up to $50 applicable to the annual fee while participating in the Premium Banking Services program. A single credit of up to $50 per customer. If you have more than one credit card account, the credit will be applied as established by the Bank. The Premium Banking Services Service Center can provide information on the application of the annual fee credit. The annual fee for the Black Dual is $150.

⁵Subject to credit approval. Certain restrictions apply. Does not apply to commercial fleets or heavy goods vehicles (HGV). Does not apply to units manufactured more than ten (10) years prior to the contract date. Regular rate for auto loan rate is 6.34% APR for customers with a credit score of 795 or more. The interest rate of 6.34% APR applies after a 0.25% discount when enrolled in Direct Payment Program. The APR will be determined based on your credit score and credit history. Cannot be combined with other offers or discounts. Doesn’t include origination, registration, license plate, maintenance, ACAA, or any type of insurance.

⁶Subject to credit approval. Certain restrictions apply. The regular interest rate for lease is 6.34% for customers with a credit score of 795 or more. The interest rate of 6.34% applies after a 0.25% discount when enrolled in Direct Payment Program. Interest rate will be determined based on the credit score and credit history. The interest rate shown may not reflect the total cost of the lease. Cannot be combined with other offers or discounts. Offer does not apply to refinancing or tittle transfers. No security deposit required. At the end of the lease, an additional charge may be imposed based on the current value of the leased property and the residual value. Does not not include origination, registration, license plate, maintenance, ACAA, or any type of insurance.

⁷Equal Housing Lender. Mortgage products are offered by Banco Popular. All offers are subject to credit approval. The $500 bonus is applicable only to appraisal expenses when you purchase or refinance a property with loans where new appraisals are required. The discount will be applied at closing. Certain restrictions apply. OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular de P.R.

⁸The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be purchased according to such recommendations.

⁹Brokerage services are offered through Popular Securities, LLC, registered broker/dealer, member FINRA & SIPC. Investment advisory services are provided through Popular Securities, LLC., a registered investment adviser. Popular Securities, LLC is a subsidiary of Popular, Inc. and is affiliated with Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered broker/dealers nor registered investment advisers. Popular One is a platform of integrated financial services centered on you through which Popular Securities services are offered. Investment products are not insured by the FDIC; are not deposits or obligations of the bank; are not guaranteed by the bank or its subsidiaries and/or affiliates; and are subject to investment risks, and they may lose value.

¹⁰Your contributions to a Retirement Plan may be invested in investment products that are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates; they involve risk and may lose value, including the loss of the invested principal.

¹¹Insurance products and services are offered by Popular Risk Services, a subsidiary of Popular, Inc. and affiliate of Banco Popular. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates. Some insurance products may lose value. When you purchase an investment or insurance product through an affiliate of the Banco Popular, the Premium Banker may receive financial compensation.

¹²Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in the provision of legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specialized in these areas.

You can enjoy the benefits offered by the Premium Banking Services program as long as you maintain an annual average balance of $100,000 to $499,999 in your personal deposit accounts with Banco Popular, investments with Popular Securities, and/or annuities with Popular Risk Services, combined.

To determine your eligibility for the program, your accounts will be assessed on a yearly basis. If this assessment shows that you do not meet the requirements, you will no longer have access to the program benefits. Customers with a record of delinquency or account mismanagement with Banco Popular or any of its affiliates will not be eligible for this service.

Any delinquency or account mismanagement, including but not limited to, frozen accounts, past due accounts, and overdrafts, will result in suspension of the program benefits. The program does not apply to International Banking clients. Hours for telephone assistance for the Premium Banking Services Service Center are Monday–Saturday from 8:00 a.m. to 7:00 p.m.

Outside those hours, you will receive service from a consultant through TeleBanco Popular®, or you can access your accounts through Mi Banco Online.