1You can enjoy the benefits offered by the Premium Banking Services program as long as you maintain an annual average balance of $100,000 to $249,999 in your personal deposit accounts with Banco Popular, investments with Popular Securities, and/or annuities with Popular Risk Services, combined. To determine your eligibility for the program, your accounts will be assessed on a yearly basis. If this assessment shows that you do not meet the requirements, you will no longer have access to the program benefits. Customers with a record of delinquency or account mismanagement with Banco Popular or any of its affiliates will not be eligible for this service. Any delinquency or account mismanagement, including but not limited to, frozen accounts, past due accounts, and overdrafts, will result in suspension of the program benefits. The program does not apply to International Banking clients. Hours for telephone assistance for the Premium Banking Services Service Center are Monday–Saturday from 8:00 a.m. to 8:00 p.m. Outside those hours, you will receive service from an advisor through TeleBanco Popular®, or you can access your accounts through Mi Banco Online.
2Subject to the terms and conditions of the PREMIA® Program (the Program). The Program is optional and entails an annual membership fee of $25. Membership will be charged each year on the anniversary of subscription to the Program. The Program is offered by Popular, which may change the format, components, and terms of any part of the Program or suspend or eliminate the Program at any time without notice. Should the Program be cancelled by Popular, there will be no reimbursement for points accrued, nor will points be able to be redeemed for awards. For more information on earning, expiration, and use of points, and on other terms and conditions, go to premia.com/terms-and-conditions/.
3The financial plan entails a cost. The suggestions and recommendations included in the customer’s financial plan are provided as advice and offer no guarantee as to the performance of any insurance or investment product that might be purchased as a result of these recommendations. Banco Popular de Puerto Rico, its subsidiaries and affiliates do not provide services involving tax, legal, or accounting advice. If you wish legal, tax, or accounting advice, you should consult a professional specializing in those areas. Certain conditions may apply.
4Brokerage products and services are provided by Popular Securities, LLC, a registered broker/dealer, member FINRA SIPC. Popular Securities, LLC is a subsidiary of Popular, Inc. and an affiliate of Banco Popular de Puerto Rico. Popular Inc. and Banco Popular de Puerto Rico are not registered broker/dealers. Investment products are not insured by the FDIC nor any other government agency; are not deposits or obligations of, nor are they guaranteed by, the Bank or its subsidiaries and/or affiliates; and they may lose value. Popular Risk Services is an insurance producer duly authorized by the Office of the Commissioner of Insurance to engage in the sale of life, disability, title, health-services, miscellaneous, and variable insurance policies in Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc., and an affiliate of Banco Popular. Insurance products are not insured by the FDIC or any other government agency; are not deposits or obligations of, nor are guaranteed by, the Bank or its subsidiaries and/or affiliates; and they may lose value. When you purchase an investment or insurance product through an affiliate of the Banco Popular, the Premium Banking Advisor may receive financial compensation.
5Subject to credit approval. Certain restrictions apply. Does not apply to commercial fleets or heavy vehicles. Does not apply to units manufactured more than 10 years before the contract date. Preferential rates applies only to individuals to a maximum of 72 months. The regular interest rate on auto loans is 4.95% APR. For more information on preferential rates, contact the Service Center of Premium Banking Services at 787.PREMIUM (787.773.6486).
6Regular interest rate 4.95%. Rates do not apply to refinancing or title transfers. At the end of the lease term, an additional amount may be charged on the basis of the current value of the leased unit and the residual value. Does not include origination fees, registration, license, maintenance, or ACAA or other insurance. For more information on preferential rates, contact the Service Center of Premium Banking Services at 787.PREMIUM (787.773.6486).
7All credit products are subject to credit approval. You will receive a credit on your account statement of up to $50 applicable to the annual fee while participating in the Premium Banking Services program. A single credit of up to $50 per customer. If you have more than one credit card account, the credit will be applied as established by the Bank. The Premium Banking Services Service Center can provide information on the application of the annual fee credit. The annual fee for the Black Dual is $150.
Puerto Rico 
