See your options instantly without affecting your credit score.
Without impacting your credit3
Amount and payment terms3
in your Popular account4
Learn how to instantly view your loan offers, check your eligibility, see what you need, and complete the process from anywhere, quickly, securely, and hassle-free.
The calculator is for illustrative purposes only and is not part of the application process. The results of the calculation are estimates and may vary at the time of evaluating your application under the Bank's parameters.
Products and services offered by Banco Popular de Puerto Rico. Member FDIC.
If the purpose of the loan requested through popular.com is debt consolidation, the bank will automatically pay off debts with Popular and with certain financial institutions in Puerto Rico. For credit card debts and lines of credit from other banking institutions, including credit unions and finance companies, the money will be deposited, and it will be the customer's responsibility to make the corresponding payments to each institution. The digital application has a maximum limit of $35,000, so the system will not show the customer any debts whose payoff balance is greater than that amount. If the customer wishes to consolidate a debt that is not shown in the system, they may call Telemarketing at 1.888.724.3653 or visit a convenience branch. Other terms and restrictions apply.
Unsecured Loan: The Annual percentage rate (APR) starts from 6.49% APR up to 29.49% APR after applicable discount of .50% when you accept Direct Payment. Other discounts do not apply. The APR will be determined based on your credit history and varies depending on the term you choose. The Annual percentage rate of 6.49% APR after applicable discount applies only to the 12 months term. Terms available from 12 to 84 months, will depend on the amount of the loan. New loans start from $2,000 up to $35,000 through our digital platform and up to $75,000 via Telemarketing or Branches. Example: A $5,000 loan for 12 months with 6.49% APR, after applicable discount of .50% when you accept Direct Payment, would pay 12 monthly payments of $431.46. A $15,000 loan for 72 months at 16.24% APR, after applicable discount of .50% when you accept Direct Payment, would pay 72 monthly payments of $327.36. Other terms and conditions available.
Available exclusively through the digital platform. Offers presented on the platform are valid for 10 days. When you submit your information to determine eligibility, a soft credit inquiry will be performed, which will not affect your credit score. By accepting an offer, you authorize Banco Popular to conduct a hard credit inquiry, which will appear on your credit report and may affect your credit score. Approval of the accepted offer is subject to credit approval and compliance with Banco Popular’s underwriting criteria. The approval process may take longer if additional documentation is required for verification purposes. Banco Popular may deny your application if you do not meet the applicable requirements and conditions. The Annual Percentage Rate (APR) is based on your credit history and will depend on the term selected. New loans available through the digital platform range from $2,000 to $35,000. If you wish to apply for an amount greater than $35,000, apply with a co-applicant, or receive your funds by check, please call 1.888.724.3653 (toll-free). Certain terms, conditions, and restrictions apply.
Requires being the primary account holder on an active account with Popular to process the deposit electronically and applies only to unsecured loans with a single borrower. Same-day disbursement for applications with completed verification and final approval on or before 2:00 p.m.; funds are electronically deposited into your account the same day, on business days. For applications approved after 2:00 p.m., the disbursement will be processed the next business day. Business days are Monday through Friday, except federal holidays. Certain restrictions apply.
Calculate your monthly payment: Unsecured Loans: Illustrated monthly payment is an estimated calculation using an APR with Direct Payment discount, depending on the term you choose. Terms available from 12 to 84 months, depending on the amount of the loan.
This does not constitute a waiver of interest accrued during this period; such interest will be prorated over the term of the loan. If any applicant is a covered borrower as defined by the Military Lending Act, the availability of this option is subject to the provisions of that law.
