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Business Accounts

Efficiently manage your budget with the accounts offered by Popular Business Solutions.

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Kayaking P.R.
Percy Rier / Owner

Choose the account that suits your business’ needs:

B-Smart®

Designed for DBAs (Doing Business As), professionals who are not incorporated or associated, as well as those who belong to sports clubs, graduating classes, or charitable groups.

  • $0 service charges if you maintain the required combined average balance1
  • 15 paper transactions free of cost2
  • Line of credit from $5,000 to $100,0003
FlexiCuenta de Negocios®

Business checking account for small to medium-sized businesses and corporations.

  • $0 service charges if you maintain the required combined average monthly balance4
  • 30 paper transactions free of cost5
  • Line of credit from $10,000 to $250,0003

Additional benefits:

$0 initial deposit and $0 overdraft fees

The savings portion earns tiered interest. The larger the balance, the higher the interest rate

Electronic account statement via e-Commercial Statement

ATH® and ATH® International Visa Platinum debit cards free of cost⁷

Unlimited electronic transactions⁸

More than 160 branches throughout the island

What documents do you need to open a business account?

Select the legal structure and category of your business to learn the specific documents required.

All fields are required.

Document filter tool illustration showing documents and a magnifying glass

Popular does not allow opening accounts for any of the following types of businesses: Shell banks, currency exchange houses, value transfer services, payable through accounts, direct marihuana related businesses, distributors of machines and adult entertainment machines that pay prizes.

In addition to the documents listed here, the Bank reserves the right to request any additional information or documentation it considers necessary to comply with applicable federal or state laws.

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Schedule an Appointment

When visiting our branches, save time by scheduling your appointment in advance. It’s easy! You can schedule an appointment from your smartphone or computer.

Account Security

Learn what measures we take to protect you against fraud.

Contract

Business deposit account contract.

Visit a branch

Open your business account at one of our branches. Locate the nearest one.

Access your accounts online and more with Popular BusinessSolutions9

Learn more

Campolor
Marinés Flores / Owner

You’re probably wondering...

  • To find out which documents are required to open a business account, click here.

    • You can get funds for your business by applying for lines of credit and commercial loans.

    • Lines of credit are usually revolving financing used to cover recurring operational needs for short-term working capital. Popular offers two kinds of commercial loans. The first is Term Loans, which cover your business’s financial needs with short-term and/or term loans that allow you to expand your business, buy property and equipment, refinance debt or address other needs, at competitive rates. The second is government-guaranteed loans, which offer financing through the Small Business Administration (SBA) and facilitate access to loans that allow you to deal with your credit needs. Banco Popular is accredited as a preferred lender and ranks first among Puerto Rico banks that originate SBA-guaranteed loans. For more information about our products, please click on the following link: https://www.popular.com/en/business/business-credit/

  • You can view your electronic account statement by:

  • A commercial account is always opened as a checking account. However, in some types of accounts, a savings section can be activated.

To view our list of frequently asked questions, you can access our Help Center.