Business Account

Easy to manage and keep track of your funds.

FlexiCuenta de Negocios®

Checking account focused on small and medium businesses, as well as corporations. It offers a savings section and line of credit 1 under the same account number.

Benefits:

  • $0 initial deposit2
  • line of credit from $10,000 to $250,0001
  • Banco Popular ATH® card3
image - Business Account

Digital Platforms: Transactions in real time.

Popular Business Access, a tool that allow you to manage your business and personal accounts online.

With its different modules you will be able to:

  • obtain real time balances and transaction history.
  • ACH electronic payments and collections.
  • transfer between Banco Popular accounts.
  • process stop payments.
  • originate wire transfers in U.S. or foreign currency.
  • access electronic images of your checks (front and back).
image - Digital Platforms: Transactions in real time.

Insurance Program: Prepare for the unexpected

The Popular Risk Services5 specialized group will prepare a detailed analysis with specific recommendations to address risks, at a business level. Our alliances with multiple insurance companies allow us to provide different solutions using a vast array of insurance products6, such as:

image -Health

Health

  • Group Health Insurance and a worldwide coverage with access to a U.S. Preferred Provider Network.
  • Optional Insurance Products, as added value for your employees: supplementary life insurance products, disability, cancer and hospitalization, among others.
image - Property & Casualty

Property & Casualty

  • Policies to protect your commercial property, including building structure, content and inventory.
  • Bonds to help you manage your business operations.
image - Business Succession

Business Succession

  • Establish strategies to achieve the continuity or transfer of a business in a variety of situations, whether voluntary or involuntary.
  • Buy and Sale Agreement to ensure that owners’ or stockholders’ needs are met in the event any of them becomes disabled or passes away.

Retirement Plans: Path towards your future.

Individual Plan

The Wealth Management 7 division offers Keogh Plans8, a type of qualified retirement plan available for:

  • Self-employed individuals;
  • those who own unincorporated businesses; or
  • who own more than 10% of a special partnership or a corporation of individuals.
Additional Benefits
image - Retirement Plans: Path towards your future.
image - ​Fiduciary Services

Fiduciary Services

The Popular Fiduciary Services Division9, offers you the most comprehensive, qualified and integrated retirement management service in Puerto Rico.

Some of the services offered:

  • Experience: More than 50 years in the industry, working with a wide range of Fortune 500 international companies.
  • Team of specialists: A single point of contact with experts who will support you in Qualified and Non-Qualified Plans.
  • Assistance: Recordkeeping and investment advice.
  • Technology: Advanced methods and processes in the management of retirement and investment plans.
  • Seminars: Guidance on specific issues and events related to the administration of retirement plans, both in your workplace and the Internet, throughout the year.
Learn more

For more information, please contact 787-767-2022.

You may also visit our offices located at Popular Center, sixth floor, from 8 a.m. to 5 p.m.

1All extensions of credit, whether via credit cards, lines of credit, or loans, are subject to credit approval. Certain conditions apply.

2Monthly service charges apply. Contact the Investor Services Hub for more details.

3Available only for accounts in which account holders are authorized to sign singly and/or accounts with only one signatory.

4The Popular Business Access service entails charges. Contact the Investor Services Hub for more details. This service is not available in countries subject to U.S. Treasury (OFAC) trade embargoes or economic sanctions programs.

5Popular Risk Services is an Insurance Producer duly authorized by the Insurance Commissioner’s Office to negotiate life, disability, miscellaneous, title, health services, and variable insurance in Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc. and affiliate of Banco Popular.

6Insurance products are not insured by the FDIC or by any other government agency; are not deposits or obligations, and are not guaranteed by Banco Popular de Puerto Rico, its subsidiaries and/or affiliates. Insurance products could involve risk and may lose value, including the possible loss of the principal invested.

7Wealth Management services are generally available to clients who maintain deposits and/or investments of $250,000 or more at Popular.

8Contributions to a Keogh Plan as well as any generated profits, if any, could be invested in investment products. Investment products are not insured by the FDIC; are not deposits or other obligations of, nor are they guaranteed by, Banco Popular or its subsidiaries and/or affiliates; and are subject to investment risks, including possible loss of the principal invested. Contributions in excess of the deductible limit will pay a tax equivalent to 10%, even if the non-deductible contribution is not claimed as a deduction in your income tax return. For 2017, the maximum annual employer and employee contribution amount per participant will be the lesser of $54,000 or 100% of the participant’s compensation. The maximum compensation per participant to be used for determining contributions to the Plan shall not exceed $270,000.

9The investment products offered through Banco Popular's retirement plans are not insured by the FDIC, are not deposits nor obligations, are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries and/or affiliates. Investment products involve risks, including the possible loss of the invested principal. The content of this material is for informational purposes only and does not constitute tax, legal or accounting advice. Banco Popular de Puerto Rico and its subsidiaries or affiliates do not engage in the offering of tax, legal, or accounting advice. If legal, accounting, or tax assistance are required the services of a specialized professional in these areas should be sought. Please request a prospectus and read it carefully before investing.