3X points for every $1 on purchases at airlines, hotels, restaurants, telecommunications, gas stations and office supplies
1X point for every $1 on all other purchases
No annual limit on points
Variety of options to redeem your points and turn them into cash, travel and gift cards
Receive 40,000 bonus points for accounts opened between August 3 and September 30, 2026, after making $5,000 in purchases within the first 90 days of account opening.3
$95 annual fee
$0 fee for additional card
-% to -% APR on purchases4
Credit limit starting from $5,0001
Now with more options to redeem your PREMIA® points for airline tickets, hotels, cruises, gift cards or cash.
Limited time offer
Card issued by Banco Popular de Puerto Rico. Member FDIC.
Subject to credit approval.
Subject to the terms and conditions of the PREMIA® program. For more information about the accumulation, expiration, and use of points and about other Terms and Conditions, go to popular.com/en/premia-program-terms.
Limited-time welcome bonus offer available only for new accounts opened between August 3, and September 30, 2026. The bonus will appear on your statement 4–6 weeks after making $5,000 in purchases within the first 90 days of account opening. The account must remain in good standing and stay open to receive the bonus. The welcome bonus applies only to new accounts and is not available for product changes.
The APR applicable for purchases is from 16.24% up to 29.24%. The APR applicable to cash advances will be from 27.24% up to 31.24%. The APR is variable and will be determined by adding the value of the United States Prime Rate as published by the Wall Street Journal plus a margin. The margin will be assigned depending on your credit history at the time of application.
Service is free of charge.
