The holiday season is here! And that means it’s time for partying, fun, and gifts. Therefore, we must prepare for the season’s expenses and replenish the money spent on Black Friday purchases.
If this holiday feels more humble than last years, don’t worry. Follow these 2 tips to start this new year with your finances in order.
The best way to stay in line with our budget is by regularly monitoring it. You can do this with Mi Banco Alerts1. As you buy gifts for your family members, the app can let you know when your balance is over or under a specific amount. It can also send notifications when you make purchases or payments using your cards, among other types of alerts.
Ahorro Directo2 is a tool that can bring excellent results this holiday season. With Ahorro Directo, all your transactions are rounded up to the next dollar and the difference is deposited directly into your savings account.
| Purchases | Amount Spent | To Savings |
|---|---|---|
| Gift for Ana | $55.65 | $0.35 |
| Gift for Pablo | $59.39 | $0.61 |
| Gift for exchange | $11.10 | $0.90 |
| Holiday Outfit | $67.75 | $0.25 |
| Total Savings | $2.11 to savings | |
Take advantage of all the tools available! Little by little, you’ll make the most of everything within your reach.
Follow these tips to create budgets that will allow you to start the New Year with comfort and strength. Adapt your budget and continue planning for your future in popular.com/futureme.
Learn more about the tools and services available to manage your accounts and help you achieve your goals.
This article is for informational purposes only and does not represent an endorsement or guarantee of the accuracy or applicability of its content for any particular purpose. Neither Popular nor any of its affiliates, subsidiaries or related companies are or will they be liable for any special damages, direct or indirect, resulting from the information contained in this article. If you require any type of advice related to this article, you must request it from the competent professional of your choice.
Alerts and Notifications by SMS is a free service Banco Popular de Puerto Rico offers its clients. Charges may apply for text messages or data excess according to your cell service plan. Check with your provider about your plan. Other restrictions may apply. Learn more in https://www.popular.com/en/mi-banco/online/alerts/.
Member FDIC. Service offered by Banco Popular de Puerto Rico to its customers with deposit accounts. Ahorro Directo applies to purchases made with your BPPR ATH® and ATH® International cards from your checking account at points of sale (POS). After signing up, the service will be automatically effective on the next business day. For more details, go to popular.com/en/services/how-does-it-work/.
