Critical Illiness

If you’re diagnosed with cancer, heart attack, stroke, need a transplant or any other critical illness and have to be treated or hospitalized, do you have the financial resources to pay for those expenses? The insurance for critical illnesses helps to cover the extraordinary expenses associated with these unexpected medical conditions. This policy differs from a traditional health or disability insurance. It’s a perfect complement to your financial plan and can pay benefits in one of two forms:

  • Indemnification in case of a positive diagnosis.
  • Reimbursement of treatment expenses.


In light of the challenges posed by a positive cancer diagnosis, the Care4Cancer policy gives you four (4) main benefits: one-time time payment up to $30,000, treatment coverage, including radioisotope and chemotherapy, unlimited hospitalized days and surgeries.

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As we age, the probability of needing assistance for our daily chores increases. If you’re worried that you might need special assistance in the future and don’t want to become a financial burden for your family, consider a Long-Term Care Policy. This policy helps you cover expenses that are excluded from most medical plans and government aid programs, such as Medicare. In addition it covers, in whole or in part, the following costs:

  • Nurse, companion, or housekeeper.
  • Home care, day care, nursing home or hospice.

Long-term care insurance also gives you the alternative of paying for the care of your parents and other close relatives.


Accident Care

If you suffer an accident and this leads you to require permanent professional assistance to perform your daily functions, there is an option that will help when you need it most.

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Plus Care

Enjoy the peace of mind of having a plan that fits your needs and will provide financial support in the event of an accident.

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Our licensed insurance professionals are ready to guide you. For additional information, please call us at (787) 706-4111 or contact us for a quote.