Life insurance gives you the peace of mind of knowing that your loved ones will be protected if you pass away, helping them to be financially prepared to maintain their lifestyle. They could settle funeral expenses, debts, house payments, the education of your children, among others.

 
 
 

Which is the best product for you?

 
 

Term Life Insurance

It’s designed to cover you insurance needs for a specific period of time, usually 10, 20 or 30 years. It pays the benefit to your designated beneficiary in case of death and does not accumulate cash value. You may obtain the insurance with level premiums, which will not increase during the coverage period. In many cases you may covert your insurance to a permanent policy. This coverage may be convenient for you if to have a need for coverage for a specific period.

Permanent Life Insurance

It provides lifetime protection, if and when you continue paying your insurance premium. Permanent Life Insurance accumulates cash value and is the ideal product for a long-term insurance need. There are several types of Permanent Life Insurance to meet your specific needs.

  • Whole Life Insurance – It’s ideal if you want a death benefit and guaranteed yield on the cash value. Whole Life Insurance also offers the convenience of a lifetime fixed premium and the possibility of receiving dividends.
  • Universal Life Insurance –If you want flexibility, this product may be right for you. In life there are times when we have good cash flow and others when we do not. With a Universal Life Insurance policy, you adjust your premiums according to your income. It also allows you to adjust the death benefit. The policy can accumulate cash value, although it’s not guaranteed.

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Products offered by Popular Insurance, LLC.

Insurance products are not insured by the FDIC or other federal government agencies. They are not deposits or obligations of, nor are they guaranteed by Banco Popular de Puerto Rico, its subsidiaries and/or affiliates. Some insurance products may lose value. Popular Insurance, LLC is a General Agency and Authorized Representative properly authorized by the Office of the Commissioner of Insurance to manage life insurance business, variable life insurance, variable annuities, disability, property and contingency, title, and health services in Puerto Rico.