We know that you want the best for your loved ones. If you pass away, a life insurance policy will give your family the financial protection they need. A life insurance policy can also be used as an investment instrument.
It’s designed to cover you insurance needs for a specific period of time, usually 10, 20 or 30 years. It pays the benefit to your designated beneficiary in case of death and does not accumulate cash value. You may obtain the insurance with level premiums, which will not increase during the coverage period. In many cases you may covert your insurance to a permanent policy. This coverage may be convenient for you if to have a need for coverage for a specific period of time.
It provides lifetime protection, if and when you continue paying your insurance premium. Permanent Life Insurance accumulates cash value and is the ideal product for a long-term insurance need. There are several types of Permanent Life Insurance to meet your specific needs.
As an insured, you pay the insurance company a single insurance premium or a series of premium payments. The company, in turn, agrees to pay you in the future a flow of guaranteed payments for the rest of your life or for a specific period of time. Annuities can be fixed or variable and may be immediate or deferred. An annuity can be a good tool for complement your retirement income, among others.
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