An IRA account can help you lower your tax payments now, save for your retirement or for your kids education.

IRA Terms
(years) 		Deductible Fixed interest Interest-free
contributions 		Minimum
Contribution 		Principal and interests
guaranteed by FDIC
IRA Regular
Save now and pay later.

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1, 2, 3, 5, 7 and 10

No $500
IRA Exenta
(Tax Exempt).
Save now and pay later.

Learn more 		3 years $500
IRA Flexible Popular
you can open it with
the service: IRA ahorro.

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1 year

Fixed for one year $200
Popular Roth IRA
Accumulated money
is exempt from taxes
when you retire.

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1, 2, 3, 5, 7 and 10

No Guaranteed interest
rate for the term
you choose 		$500
Education Contribution Account
Save for the postsecundary
education of your children.

Learn more 		1 and 3 years No $500

Principal and interest are insured by the FDIC up to the maximum allowed by law.


Product offered by Banco Popular de Puerto Rico.

Member FDIC. Member of the Federal Reserve System. Applies to new deposits up to a maximum of $5,000 in IRAs and up to $500 in CAE accounts per tax year. Offer is not valid on internal transfers between Banco Popular IRAs or renewals. Minimum opening balance: $500. Penalty for withdrawal or cancellation prior to maturity: 180 days of interest. Processing fees for excess withdrawals and returns on excess contributions: $5 per instrument. Processing fees for rollovers to other eligible institutions: $50 per instrument. Certain restrictions apply. Banco Popular offers various investment alternatives. Obtain more information to determine which one is best for you.

1The IRA Popular Total Return Fund and the IRA Popular Core Equity Fund (i) are not bank deposits; (ii) are not guaranteed or insured by the FDIC or Banco Popular; and (iii) contains risks, including possible risk of loss of principal. Certain fees and restrictions apply. Banco Popular offers several investment alternatives. Obtain more information to determine which one is best for you.