Why have a reserve line of credit?
It provides money when you need it, while avoiding overdraft charges in your account.
Reserve line of credit1
Avoid overdrafts and cover unexpected expenses.
It provides money when you need it, while avoiding overdraft charges in your account.
Once you apply and are approved, the reserve line of credit will be activated automatically once your checking section balance falls to zero. It can be approved for amounts from a minimum of $500 to a maximum of $50,000.
The Annual Percentage Rate (APR) for using the reserve line of credit is 17.99% 1. The minimum monthly payment on the line is calculated at the end of each monthly cycle and is automatically debited from the checking account linked to it. 2
You can also make electronic payments through Mi Banco Online, by calling Telepago Popular® at 787-724-3652 or 1-888-724-3652. or in any of our sucursales.
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1Subject to credit approval. The 17.99% APR is fixed.
2The checking account balance must cover the minimum monthly payment of the reserve line of credit, if any. You can make payments to the reserve at any moment and the Bank will also make consecutive monthly debits to the account if a balance is owed at the end of each billing cycle. If at the end of the billing period, there is no balance available to make the minimum monthly payment you will be in default. This would affect your credit history, and your reserve line may be canceled. For additional information about this product, contact us at the telephone numbers mentioned above. If you already are an accountholder of the mentioned accounts offering this product, you may also refer to your Deposits Account Agreement for more details.
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With this service, we offer you assistance on information about your products and banking services. For information about balances, making payments and/or transfers, you should log in to your Mi Banco Online account or call TeleBanco Popular® at 787.724.3650
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