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1Subject to credit approval. The 17.99% APR is fixed.
2The checking account balance must cover the minimum monthly payment of the reserve line of credit, if any. You can make payments to the reserve at any moment and the Bank will also make consecutive monthly debits to the account if a balance is owed at the end of each billing cycle. If at the end of the billing period, there is no balance available to make the minimum monthly payment you will be in default. This would affect your credit history, and your reserve line may be canceled. For additional information about this product, contact us at the telephone numbers mentioned above. If you already are an accountholder of the mentioned accounts offering this product, you may also refer to your Deposits Account Agreement for more details.