Why have a reserve line of credit?

It provides money when you need it, while avoiding overdraft charges in your account.

How does it work?

Once you apply and are approved, the reserve line of credit will be activated automatically once your checking section balance falls to zero. It can be approved for amounts from a minimum of $500 to a maximum of $50,000.

The Annual Percentage Rate (APR) for using the reserve line of credit is 17.99% 1. The minimum monthly payment on the line is calculated at the end of each monthly cycle and is automatically debited from the checking account linked to it. 2

You can also make electronic payments through Mi Banco Online, by calling Telepago Popular® at 787-724-3652 or 1-888-724-3652. or in any of our sucursales.

The following accounts have an available reserve line of credit:


Apply today!

Call TeleMercadeo® at 787.294.2572 or , Monday through Friday from 8:00 a.m. to 7:00 p.m. and Saturday from 8:00 a.m. to 5:00 p.m., or visit one of our branches.

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