Secured Personal Loan

Consolidate debts, enjoy the vacation of your dreams, or make home improvements with a secured personal loan. To apply, you can use your savings account or a Certificate of Deposit as collateral. The collateral lowers the interest rate on the loan, while it covers your debt in case you cannot pay for it in the future. When you finish paying your loan, the collateral and accrued interests are released.


Secured personal loan offers you:

  • Amounts from $2,000 up to 100% of the balance in the account offered as guarantee
  • 12-120 months terms, depending on the amount
  • APR staring in 5.25%1
  • 0.25% discount for using Direct Payment
  • Earn interests on the loan guarantee


Call TelePréstamo Popular® at
787.294.2572 or 1.888.724.3653 Monday through Friday: 8:00 AM to 7:00 PM and Saturday from 8:00 AM to 5:00 PM.

Locate Branch to Apply

To apply for a loan you must meet the following criteria:

  • Be a resident of Puerto Rico
  • Be 21 years or older. If you are younger than 21, you must present a certificate of emancipation or marriage
  • Provide Social Security Number
  • Income information