Secured Personal Loan
Consolidate debts, enjoy the vacation of your dreams, or make home improvements with a secured personal loan. To apply, you can use your savings account or a Certificate of Deposit as collateral. The collateral lowers the interest rate on the loan, while it covers your debt in case you cannot pay for it in the future. When you finish paying your loan, the collateral and accrued interests are released.
It offers you a low monthly payment when you give cash collateral. You earn interest for the collateral, and after paying the loan the collateral and interests are released.Apply now
The monthly payment is applied only to the interest. The first monthly payments will be lower because you're only paying interest. You can also contribute to the principal balance whenever you want, without penalties.Apply now
Amounts from $2,000 up to 100% of the balance in the account offered as guarantee
12-120 months terms, depending on the amount requested
APR staring in 6.95%1
Earn interests on the loan guarantee
1Subject to credit approval. Certain conditions apply.
1Base rate starting from 6.95%, minimum 6.70 APR%. Example: a $5,000 loan at 6.70% APR for 72 months will have a monthly payment of $84.53. Discounts: 6.70% APR includes discount of 0.25% when you sign up for PagoDirecto.