Mortgage Loans in Puerto Rico

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Weekly offers from August 3-8, 2026.

View this week’s rates and estimated payments for our mortgage products.

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Payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater.

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FHA (Federal Housing Administration)

Loan insured by the Federal Housing Administration (HUD), designed to make the purchase of your primary residence easier through an accessible and reliable process.
Finance up to 96.5% of the sales price or the appraised value, whichever is lower, significantly reducing the down payment and helping you take the first step toward the journey to your dreams.
The maximum loan amount is determined by the municipality where the property is located, according to established limits.

Conventional Conforming

Ideal for buying or refinancing your primary residence, second home, or investment property.
Financing of up to $832,750 for one-unit properties with higher amounts available for two to four unit properties.
By meeting investor requirements you may be eligible for more competitive interest rates, helping you maximize your investment.

USDA Rural Development Guarantee

Loan guaranteed by the U.S. Department of Agriculture (USDA), ideal for buying a home in eligible rural or suburban areas.
No down payment is required as long as the appraised value is equal to or greater than the sales price, helping you maximize your savings from the start.
Includes a refinancing option for loans previously guaranteed by the agency, allowing you to improve your financial terms.

Veterans (VA)

Loan guaranteed by the Department of Veterans Affairs (VA) exclusively for veterans, surviving spouses of veterans, and eligible members of the National Guard.
Finance up to 100% of the property value in purchases and refinances, eliminating the need for a down payment.
Offers preferential terms, subject to the agency’s eligibility and qualification requirements, and includes the VA funding fee.

Conventional Non-Conforming

Designed for those seeking greater financing flexibility beyond traditional limits.
Allows financing amounts above $832,750, subject to Popular’s established requirements.
Ideal for purchasing higher-value properties, offering personalized solutions based on your financial needs.

FHA 203(k)

Loan that allows you to buy or refinance a property and finance repairs and improvements in a single loan.
Offers greater flexibility, since you can finance up to 110% of the projected appraised value of your home after improvements.
Ideal for transforming a property into the home you want, increasing its value and functionality without compromising your capital.

FHA (Federal Housing Administration)

Loan insured by the Federal Housing Administration (HUD), designed to make the purchase of your primary residence easier through an accessible and reliable process.
Finance up to 96.5% of the sales price or the appraised value, whichever is lower, significantly reducing the down payment and helping you take the first step toward the journey to your dreams.
The maximum loan amount is determined by the municipality where the property is located, according to established limits.

Conventional Conforming

Ideal for buying or refinancing your primary residence, second home, or investment property.
Financing of up to $832,750 for one-unit properties with higher amounts available for two to four unit properties.
By meeting investor requirements you may be eligible for more competitive interest rates, helping you maximize your investment.

USDA Rural Development Guarantee

Loan guaranteed by the U.S. Department of Agriculture (USDA), ideal for buying a home in eligible rural or suburban areas.
No down payment is required as long as the appraised value is equal to or greater than the sales price, helping you maximize your savings from the start.
Includes a refinancing option for loans previously guaranteed by the agency, allowing you to improve your financial terms.

Veterans (VA)

Loan guaranteed by the Department of Veterans Affairs (VA) exclusively for veterans, surviving spouses of veterans, and eligible members of the National Guard.
Finance up to 100% of the property value in purchases and refinances, eliminating the need for a down payment.
Offers preferential terms, subject to the agency’s eligibility and qualification requirements, and includes the VA funding fee.

Conventional Non-Conforming

Designed for those seeking greater financing flexibility beyond traditional limits.
Allows financing amounts above $832,750, subject to Popular’s established requirements.
Ideal for purchasing higher-value properties, offering personalized solutions based on your financial needs.

FHA 203(k)

Loan that allows you to buy or refinance a property and finance repairs and improvements in a single loan.
Offers greater flexibility, since you can finance up to 110% of the projected appraised value of your home after improvements.
Ideal for transforming a property into the home you want, increasing its value and functionality without compromising your capital.

Get familiar with the application process

STEP 1

Application

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STEP 2

Documentation

Required documents are provided and necessary requirements are completed.

Required documents

STEP 3

Evaluation

Review of information, processing, and final determination.

Application status

STEP 4

Closing

Signing of documents and delivery of keys.

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Weekly offers from August 3-8, 2026.