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Payments do not include amounts for taxes and insurance premiums. If applicable, the actual payment obligation will be greater.

Learn more about the benefits and requirements for financial assistance through the Homebuyer Assistance Program (CDBG-DR)

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Our options

To buy or refinance, we have the ideal mortgage loan for you:

If you’re thinking about buying your primary residence, this could be your option:

This loan is insured by the Federal Housing Administration (FHA). You can finance up to 96.5% of your primary residence’s sales price, which lowers the amount of your down payment. The maximum amount approved will depend on the municipality where the property is located.

If you’re considering buying or refinancing a property—whether it’s your primary residence, a second home or an investment property—this is the ideal mortgage product for you:

You can finance up to $766,550 for a single-unit property and even more for properties featuring from 2 to 4 units. If you meet the requirements set by investors, you’ll be eligible for the most competitive interest rates.

Do you have different options for purchasing a property in a suburban or rural area? This is the loan you should consider:

It is available for purchasing a residence in eligible rural areas. This loan offers considerable savings, as it requires no down payment as long as the property’s appraised value is equal to or greater than the sales price. It’s guaranteed by the United States Department of Agriculture (USDA). A refinancing option is also available for loans that were originally guaranteed by the USDA.

Are you a veteran, the surviving spouse of a veteran or a member of the National Guard? Here’s your solution:

This option allows you to finance or refinance up to 100% of the property’s price or appraised value and it’s guaranteed by the Veterans Administration (VA). You must meet the agency’s eligibility and qualification requirements. This loan may require payment of a funding fee.

If the time has come to lower your annual interest and/or monthly payment and you have an FHA, VA, or Rural Development loan, this is the mortgage for you:

The mortgage application and approval process is simpler because a new appraisal is not required. To apply, you must meet the eligibility requirements set by HUD, VA, and Rural Development.

Are you looking for a loan that gives you flexibility?

You can finance amounts in excess of $766,550 if you meet the requirements set by Popular for this type of loan.

More financing, more opportunities:

Buy or refinance to repair damage and make improvements. You could finance up to 110% of your property’s projected appraisal value.

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If your plans include buying a property, visualize the goal and set a plan.

FHA, Conventional, VHA, Rural Development… With so many options, it’s natural for you to wonder which type of mortgage loan is best for you.