Puerto Rico
If you’re thinking about buying your primary residence, this could be your option:
This loan is insured by the Federal Housing Administration (FHA). You can finance up to 96.5% of your primary residence’s sales price, which lowers the amount of your down payment. The maximum amount approved will depend on the municipality where the property is located.
Apply today
If you’re considering buying or refinancing a property—whether it’s your primary residence, a second home or an investment property—this is the ideal mortgage product for you:
You can finance up to $510,400 for a single-unit property and even more for properties featuring from 2 to 4 units. If you meet the requirements set by investors, you’ll be eligible for the most competitive interest rates.
Apply today
Do you have different options for purchasing a property in a suburban or rural area? This is the loan you should consider:
It is available for purchasing a residence in eligible rural areas. This loan offers considerable savings, as it requires no down payment as long as the property’s appraised value is equal to or greater than the sales price. It’s guaranteed by the United States Department of Agriculture (USDA). A refinancing option is also available for loans that were originally guaranteed by the USDA.
Apply today
Are you a veteran, the surviving spouse of a veteran or a member of the National Guard? Here’s your solution:
This option allows you to finance or refinance up to 100% of the property’s price or appraised value and it’s guaranteed by the Veterans Administration (VA). You must meet the agency’s eligibility and qualification requirements. This loan may require payment of a funding fee.
Apply today
If the time has come to lower your annual interest and/or monthly payment and you have an FHA, VA, or Rural Development loan, this is the mortgage for you:
The mortgage application and approval process is simpler because a new appraisal is not required. To apply, you must meet the eligibility requirements set by HUD, VA, and Rural Development.
Apply today
Are you looking for a loan that gives you flexibility?
You can finance amounts in excess of $510,400 if you meet the requirements set by Popular for this type of loan.
Apply todayAre you considering buying or refinancing a property in need of repairs or remodeling? This is your chance:
This loan is available for primary residences, second homes and investment properties. You have up to three months after closing to complete the repairs or improvements.
Apply todayMore financing, more opportunities:
Buy or refinance to repair damage and make improvements. You could finance up to 110% of your property’s projected appraisal value.
Apply today
Want to save energy and protect your property?
This loan allows you to finance the purchase or make improvements to a property that provides energy savings. You can also build it to be more resistant to hurricanes with the installation of storm shutters, security windows, changing structures from wood to cement, among other improvements.
Apply today| Loans | Annual interest | APR | Amount | P&I Payment |
|---|
Rates are subject to change without notice.
Begin your mortgage process in the most convenient way for you
In today’s fast-paced world, many families find themselves caught up in a whirlwind of activity, juggling work responsibilities with family obligations and recreational pursuits.
Closing a mortgage is an unforgettable moment. It represents the culmination of a critical goal and the beginning of a new stage of life.
If your plans include buying a property, visualize the goal and set a plan.
Did you know that wherever you are, you can apply online for a mortgage loan to purchase, refinance, or make improvements to your property?
FHA, Conventional, VHA, Rural Development… With so many options, it’s natural for you to wonder which type of mortgage loan is best for you.
The purchase of your home is one of the most important transactions in your life, and you’ll surely want to make it with the best business partner.
Are you thinking about buying a property? Have you been saving up for that important moment and want to know what’s the next step?
Fill this brief survey and let us know how we can improve to offer you excellent service.
This product is offered by Banco Popular de Puerto Rico. All offers are subject to credit approval. Certain restrictions apply. Popular Mortgage is a division of Banco Popular de Puerto Rico. OCIF Lic. B-1.
Payments will be higher and do not include insurance items or contributions. Payments have been rounded to the nearest dollar.
Escoge tu región para obtener información sobre productos y servicios.
Choose your region for information about products and services.
