1Subject to credit approval.
2The financial plan entails a cost, which may vary according to the plan. The suggestions and recommendations included in the client's financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be purchased according to such recommendations. Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in the provision of legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specialized in these areas.
3CDs offered by banks are insured (up to $25,000) by the Federal deposit Insurance Corporation (FDIC).
4Banco Popular offers several Individual Retirement Account alternatives. You may get detailed information with your Private Banker to determine which alternative is best suited to your particular needs.
5Investment products and services are offered by Popular Securities LLC, "registered broker dealer," a member of FINRA and SIPC. Popular, Inc. and Banco Popular de Puerto Rico are not registered securities brokers. Popular Securities is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Securities are offered. Investment products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates; they involve risk and may lose value, including the loss of the invested principal.
6Only available in previously registered financial institutions. For the list of registered institutions, please contact your Private Banker.
7For details about the availability of funds, please refer to the Disclosure of Availability of Funds Deposited in Transaction Accounts (Regulation CC) in your Deposit Account Contract.
8Mortgage products are offered by Banco Popular. All offers are subject to credit approval. The $375 bonus is applicable only to appraisal expenses when you purchase or refinance a property with loans where new appraisals are required. The discount will be applied at closing. For customers who apply no later than December 31, 2022. Certain restrictions apply. OCIF Lic. B-1. Popular Mortgage is a division of Banco Popular de P.R. 3 Commercial transactions must be made through the commercial banking representative.
9Credit cards issued by Banco Popular de Puerto Rico. Subject to credit approval. For more information on rates and terms, please visit
www.popular.com/en/cards/aadvantage-visa-signature-plus/terms/ or www.popular.com/en/cards/black-dual/terms/ or ask your Popular One Private Banker.
10Offer only applies to new accounts. AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after purchase requirement is met. Your account must be open and in good standing to qualify for AAdvantage bonus miles. This limited-time offer may be cancelled at any time without notice. Bonus miles offer does not apply to product change.
11Earn 3 AAdvantage® miles for each $1 spent on purchases at eligible American Airlines purchases items billed by American Airlines as merchant of record booked through American Airlines channels (AA.com, American Airlines reservations, and American Airlines airport and city ticket counters). Additionally, earn 3 miles on hotels and car rentals. Each merchant — e.g., a retailer, business or any other place where you can make a purchase — is assigned a code that indicates the merchant's primary area of business. We don't assign or have any control over merchant codes. Sometimes a purchase that you think fits a certain category may not earn additional miles. Banco Popular reserves the right to determine which purchases qualify for this offer. Earn 1 AAdvantage® mile for every $1 spent on all other purchases. Miles may be earned on purchases made by primary credit cardmembers and Authorized User(s). Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn miles. Miles earned will be posted to the primary credit cardmember's AAdvantage® account in 8-10 weeks. There is no limit to the number of AAdvantage® miles you can earn on purchases through the use of the Popular / AAdvantage Signature Plus as long as the program continues, and your account remains open and in good standing.
12Preferred boarding for the primary cardmember and up to 4 companions on the same reservation for all American Airlines operated flights. The Popular / AAdvantage® Signature Plus account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your Popular / AAdvantage® Signature Plus account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Republic Airline Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., Air Wisconsin Airline Corp., SkyWest Airlines, Inc., or Trans States Airlines, LLC.
13Subject to the terms and conditions of the policies. For more information, call 787.758.0505 or 1.800.981.9505. Insurance coverage when you pay the transaction in full with the credit card. Subject to availability in your line of credit.
14Subject to the terms and conditions of PREMIA® Program. For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to
www.premia.com/terms-and-conditions
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Courtesy annual membership fee ($99), there is a cost of $27 per person per lounge visit. Subject to the terms and conditions of the Priority Pass program. For more information visit prioritypass.com.
AADVANTAGE® PROGRAM INFORMATION
You authorize us to report to American Airlines, AAdvantage® miles earned with us. You also authorize us to share with American Airlines your email address and experiential and transactional information regarding your activity with us. You will earn AAdvantage® miles for purchases as long as your account is current, in good standing and open the day the transaction is registered in your account. The miles are calculated by multiplying the transaction amount by the earn rate per dollar specific to your card product. The total amount of miles per transaction, without decimals, will be considered for the total amount of miles to be reported to AAdvantage at the closing of every account cycle. The Bank will report the miles earned with your AAdvantage® credit card as long as your account is current and in good standing the day of the closing of your cycle. The miles earned with your credit card that are not reported to AAdvantage® because your account was not in good standing at the closing cycle date, will be reported to AAdvantage® in the future if your account becomes current or is re-opened.
16Mobile Easy Deposit is a free service and only for customers with commercial accounts (FlexiCuenta de Negocios® & B-Smart®) and/or individual deposit accounts in Banco Popular. Customers are selected according to the Bank’s eligibility criteria. Enodorse check including: signature, account number and the phrase “For Deposit Only at BPPR”. Checks deposited before 6pm on working days will be processed the same working day. Certain exceptions may apply. For details about the availability of funds, please refer to the Disclosure of Availability of Funds Deposited in Individual Transaction Accounts (Regulation CC) in your Deposit Account for Individuals Contract.
17Commercial transactions must be made through the commercial banking representative.
18Your contributions to a Retirement Plan may be invested in investment products that are not insured by the FDIC, are not deposits or obligations of, and are not guaranteed by Banco Popular or its subsidiaries and/or affiliates, and involve risks, including the possible loss of the principal invested.
19Investment products and services are not insured by the FDIC, are not deposits or obligations of, nor are guaranteed by, the Bank, its subsidiaries and/or affiliates. Investment products involve risks, including the possible loss of the invested principle.
20
Foreign Currency Services are subject to the Treasury’s Office of Foreign Assets Control (OFAC) and prohibits transactions that benefit, directly or indirectly, sanctioned countries, persons, entities, and organizations.
Wealth Management services are generally available to clients who maintain deposits and/or investments of $500,000 or more at Popular.
Puerto Rico 
