Planning for the future is the key to achieving peace of mind. Our trustworthy, highly qualified team of experts can help you organize your present to enjoy a better future.

Planning for the future is essential.

You have goals for every stage of life. Our team of experts will provide individualized financial orientation, plans, and solutions designed specifically for you and your peace of mind.

To turn your goals into reality, our process begins with getting to know you, developing a tailored strategy and turning that strategy into action.

Available Plans

Taking care of your finances through a well thought out financial planning process allows you to prepare for the future calmly. Our team of experts will address every aspect, including:

    • Identify your goals
    • Evaluate your assets and liabilities composition
    • Analyze your cash flow and debt management
    • Establish a budget
    • Maximize diversification of current assets to fit your needs and profile as an investor
    • Identify the tax impact of your investment portfolio and develop an efficient strategy
    • Develop an investment policy
    • Project college education costs
    • Evaluate financing alternatives
    • Create efficient investment strategies
    • Explore payment options
    • Design strategies to accumulate funds for qualified and non-qualified retirement plans
    • Evaluate strategies to mitigate the impact of inflation on the assets available for retirement
    • Anticipate sources of income during your financial independence
    • Identify your tax profile and opportunities for savings
    • Determine a tax efficient business entity
    • Tax analysis on special transactions:
      • retirement plans distribution
      • sale or liquidation of capital assets or a business
      • sources of income from other jurisdictions
      • stock options, and others
    • Evaluate tax impact in the distribution of retirement assets
    • Identify risks that could cause a financial distress and quantify insurance needs, if any
    • Review current policies
    • Design financial and asset-protection strategies through insurance products
    • Design strategies to protect your loved ones
    • Identify possible tax implications on your estate and analyze mitigation alternatives, including donations
    • Review your current succession plan: wills, trusts, and powers of attorney, among others
    • Develop strategies to preserve your capital
    • Align your business succession and personal plan
    • Evaluate your current business entity
    • Analyze strategies for the succession or sale of a family business
    • Design a Buy and Sell Agreement or revise an existing one making sure that the expectations of owners or stockholders are met
    • Establish financial strategies that support the Buy and Sell Agreement

A Team at your Service

To help you accomplish your financial objectives, you will have a team of highly qualified specialists:


  • Certified Financial Planners (CFP®)1
  • Certified Public Wealth Advisor (CPWA®)2
  • Certified Public Accountants (CPA) and attorneys at law.

The financial plan entails a cost, which may vary according to contracted analysis. The suggestions and recommendations included in the client’s financial plan are offered as a financial orientation with no guarantee as to the performance or yields of any insurance or investment product that may be acquired according to such recommendations. Banco Popular de Puerto Rico, its subsidiaries and affiliates, are not engaged in providing legal, accounting, or tax advisory services. If you require legal, accounting, or tax advice services, you should consult a professional specializing in these areas.

Investment products and services are offered by Popular Securities LLC, "registered broker dealer," a member of FINRA and SIPC. Popular, Inc. and Banco Popular de Puerto Rico are not registered securities brokers. Popular Securities is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Securities are offered. Investment products are not insured by the FDIC, or by any other government agency, are not deposits or obligations and are not guaranteed by the Banco Popular de Puerto Rico or subsidiaries and/or affiliates; they involve risk and may lose value, including the loss of the invested principal.

Insurance products and services are offered by Popular Risk Services, an insurance producer duly authorized by the Office of the Insurance Commissioner of Puerto Rico. Popular Risk Services is a subsidiary of Popular, Inc. and affiliate of Banco Popular. Popular One is an integrated services platform through which the services of Popular Risk Services are offered. Insurance products are not insured by the FDIC, or by any other government agency, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries and/or affiliates. Some insurance products may lose value.

FINANCIAL PARAPLANNER QUALIFIED PROFESSIONAL™ and FPQP™; CHARTERED RETIREMENT PLANNING COUNSELOR℠ and CRPC® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.

CIMA® is a registered certification mark of the Investments and Wealth Institute®, Inc., in the United States of America and worldwide.

Chartered Mutual Fund Counselor℠ or CMFC®;is a trademark and/or registered service marks of the College for Financial Planning in the United States and/or other countries.

RMA®, and Retirement Management Advisor® are trademarks of the Investments and Wealth Institute®, Inc. in the United States of America and worldwide.

1The Certified Financial Planner Board of Standard, Inc. is the owner in the United States of the CFP® Certified Financial Planner trademark, which is granted to individuals who successfully complete the initial and ongoing requirements for certification as established by the CFP Board.

2The Investments and Wealth Institute®, Inc. is the owner of the CPWA® Certified Private Wealth Advisor trademark. Its use indicates that the user has completed the initial and subsequent credential requirements for certification.

Our private banking services are available to clients who maintain deposits and / or investments of $ 500,000 or more in Popular.