Our overdraft service

Our Overdraft Service may cover those transactions or withdrawals made with your ATH® card even if you don't have sufficient funds in your account.

What are the advantages for you?

This service makes possible that your transactions or withdrawals made with your ATH® card be processed even when you have insufficient funds in your account, so your transactions will not be declined. However, this does not guarantee that your overdrafts will always be processed to cover these transactions.

What are the costs?

The Bank will charge you a fee of $15 for each transaction paid or returned against Insufficient or Unavailable Funds. The Bank will charge daily up to a maximum of 5 overdraft fees for these transactions, excluding Saturday, Sunday and Federal Holidays.

We will charge a daily overdraft fee of $5 beginning on the sixth day in which your account is overdrawn excluding Saturday, Sunday and Federal Holidays. Beginning on the sixth day in overdraft, the charge will apply up to a maximum of 15 days, excluding Saturday, Sunday and Federal Holidays.

We also offer overdraft protection plans, such as Reserve Lines of Credit which , may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.

Your next steps

Download and complete the Banco Popular Overdraft Service Consent, check the acceptance box, include your name, account number, and sign it. Take it to your nearest branch or mail it to:

Banco Popular
Customer Management Support (649)
P O Box 362708
San Juan PR 00936-2708

If you don't have a copy of Acrobat Reader, click here to obtain a free copy.

If you have more than one deposit account, you must complete a form for each one of them.

You can find your account number in your checks, your e-Statement, or in your regular account statement